Credit Limit Increase

[myjourney]

Im sorry OP can't find the question room is spinning

[09Lexie]

Either it is moving or I have developed a twitch.

[myjourney]

Lmao twitch

[gglam12]

I know that opening a new credit card  will hurt my FICO in the short-run, but will raising my credit limit on an existing credit card have the same effect?

If I request the credit limit increase will the hard pull from BOA Hurt me? If so by how much.

[j_casteel]

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@j_casteel wrote:

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@09Lexie wrote:
What was Op's question?

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who cares

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i'm kidding...

OP wanted to know if getting CLI with HP will negatively effect his/her file i think.

[distantarray]

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@gglam12 wrote:

I know that opening a new credit card  will hurt my FICO in the short-run, but will raising my credit limit on an existing credit card have the same effect?

If I request the credit limit increase will the hard pull from BOA Hurt me? If so by how much.

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don't bother getting a HP just app for another card, pick up a nice sign up bonus while your at it, and get a better card than Bank of America everything they have is subpar to almost anything Chase or Amex offers. Your scores look fine you should be able to get those instead.

[myjourney]

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@myjourney wrote:

OP any HP's will have an effect on your scores

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[09Lexie]

That's the question? My eyes are still twitching

[j_casteel]

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@09Lexie wrote:
That's the question? My eyes are still twitching

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i just ejected matter from the stomach through my mouth

[gglam12]

I currently have a Capitol one rewards card at 10% and a BOA 1-2-3 rewards card at 10% also. I have no car payments or mortage payments. Will it affect my score if I apply for a new card? My avg account age is about 2 years.