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@Anonymous wrote:
@medicgrrl wrote:
JR, there are some cards that are "rebuilders" and won't grow much.For what it is worth, this card (or account) is not a "rebuilder". Also, back to my original question . . . will paying off the card prior to requesting a CLI materially influence or upside the increase?
That card seems to have been "bucketed" by citi that's why it never grew. I would just app for a new one since it's a HP to get a CLI from them anyways. So might as well go for the best citi product with the best bonus. Just charge your monthly Netflix to it to keep it active since it's probably helping your AAoA.
Please do let us know what the outcome was...I'm curious to know :-)
Good luck OP!
@Anonymous wrote:Please do let us know what the outcome was...I'm curious to know :-)
Good luck OP!
OK . . . just went ahead and paid it off today and will request CLI in September . . . will post results here.
Update
AJC, et al.
Thanks to all for the info and encouragement.
I let the the payoff "season" over a billing cycle and received a 5,000 increase on a SP (maybe it was "make up" time).
Now, any advice on how to lower my high 14.99% IR?