Re: Credit One Amex

Anonymous · ‎07-27-2022

I love American Express, and have had Amex Green since 1997. Today I pulled the trigger on a pre approval waiting for me on Experian. I am very proud to announce my new Credit One Amex.

Data Points:

No annual fee

1% unlimited cashback

Starting limit $1000

APR 24.24%

Full grace period

Full Amex benefits and insurances

Hard pull Experian

FICO 8 dropped 5 points to 661

Several 90+ lates paid/reporting 2019

Always practice AZEO

Share secured loan reporting $3,000

Monthly net income $6100

KanesInferno · ‎07-27-2022

Congrats, I only saw the 1% first but then saw the no annual fee! I didn't get that option, I got the 5% variant but it has the $95 annual fee, the only option I had for the 1% as with the $39 annual fee.

Congrats on your new card!

Yasselife · ‎07-27-2022

Congratulations on your Credit One approval 💳💪

Goal card:

cashorcharge · ‎07-27-2022

WooHoo!! Congratulations on your CreditOne Approval!!👏🏼🍾🥂

babygirl1256 · ‎07-27-2022

Congrats on your Credit One Amex approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

CreditAggie · ‎07-27-2022

Congratulations on your Credit One Amex approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (September 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Pway · ‎07-27-2022

Congrats on the Credit One Amex approval.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

KingRue8500 · ‎07-27-2022

Congrats on your Credit One AMEX approval

Stealth-1 · ‎07-27-2022

Congrats on your approval!

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

nytokyobred79 · ‎07-27-2022

@Anonymous wrote:
I love American Express, and have had Amex Green since 1997. Today I pulled the trigger on a pre approval waiting for me on Experian. I am very proud to announce my new Credit One Amex.

Data Points:
No annual fee
1% unlimited cashback
Starting limit $1000
APR 24.24%
Full grace period
Full Amex benefits and insurances
Hard pull Experian
FICO 8 dropped 5 points to 661
Several 90+ lates paid/reporting 2019
Always practice AZEO
Share secured loan reporting $3,000
Monthly net income $6100

Congrats on your Credit One approval.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

Credit One Amex

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Credit One Amex