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Credit One Amex

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Anonymous
Not applicable

Credit One Amex

I love American Express, and have had Amex Green since 1997. Today I pulled the trigger on a pre approval waiting for me on Experian. I am very proud to announce my new Credit One Amex.


Data Points:

No annual fee

1% unlimited cashback

Starting limit $1000

APR 24.24%

Full grace period

Full Amex benefits and insurances

Hard pull Experian

FICO 8 dropped 5 points to 661

Several 90+ lates paid/reporting 2019

Always practice AZEO

Share secured loan reporting $3,000

Monthly net income $6100

Message 1 of 24
23 REPLIES 23
KanesInferno
New Contributor

Re: Credit One Amex

Congrats, I only saw the 1% first but then saw the no annual fee! I didn't get that option, I got the 5% variant but it has the $95 annual fee, the only option I had for the 1% as with the $39 annual fee. 

Congrats on your new card! 

Message 2 of 24
Yasselife
Valued Contributor

Re: Credit One Amex

Congratulations on your Credit One approval 💳💪






Message 3 of 24
cashorcharge
Community Leader
Super Contributor

Re: Credit One Amex

WooHoo!! Congratulations on your CreditOne Approval!!👏🏼🍾🥂

Message 4 of 24
babygirl1256
Senior Contributor

Re: Credit One Amex

Congrats on your Credit One Amex approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 24
CreditAggie
Community Leader
Super Contributor

Re: Credit One Amex

Congratulations on your Credit One Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 24
Pway
Valued Contributor

Re: Credit One Amex

Congrats on the Credit One Amex approval.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 7 of 24
KingRue8500
Senior Contributor

Re: Credit One Amex

Congrats on your Credit One AMEX approval




Message 8 of 24
Stealth-1
Established Contributor

Re: Credit One Amex

Congrats on your approval!




"If you don't stand for something, you might fall for anything."
Message 9 of 24
nytokyobred79
Valued Contributor

Re: Credit One Amex


@Anonymous wrote:

I love American Express, and have had Amex Green since 1997. Today I pulled the trigger on a pre approval waiting for me on Experian. I am very proud to announce my new Credit One Amex.


Data Points:

No annual fee

1% unlimited cashback

Starting limit $1000

APR 24.24%

Full grace period

Full Amex benefits and insurances

Hard pull Experian

FICO 8 dropped 5 points to 661

Several 90+ lates paid/reporting 2019

Always practice AZEO

Share secured loan reporting $3,000

Monthly net income $6100


Congrats on your Credit One approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $208, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 10 of 24
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