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Credit One CLI and...

JMED2
Frequent Contributor

Credit One CLI and...

I just got a Fee free CLI on one of my cards up to 1600!!!  Smiley Wink

Ok, OK...I know,,,BUT, I've been trying to get rid of these 2 cards; I

have a Visa and MC BUT everytime I try they wave my Annual Fee

for 6 months on BOTH.  I never use the cards and MAN they will

NOT just let me go.  So, besides keeping my AAoC timeline steady:

I say--NO BLOOD/NO FOUL.  I'd tell everyone here after 2+ years of

Re-Building their Credit Lines to demand that Credit One to wave the

annual fee or just say Bye-Bye.  They serve as a good Bridge for sure. Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 1 of 9
8 REPLIES 8
bigpoppa09
Established Contributor

Re: Credit One CLI and...


@JMED2 wrote:

I just got a Fee free CLI on one of my cards up to 1600!!!  Smiley Wink

Ok, OK...I know,,,BUT, I've been trying to get rid of these 2 cards; I

have a Visa and MC BUT everytime I try they wave my Annual Fee

for 6 months on BOTH.  I never use the cards and MAN they will

NOT just let me go.  So, besides keeping my AAoC timeline steady:

I say--NO BLOOD/NO FOUL.  I'd tell everyone here after 2+ years of

Re-Building their Credit Lines to demand that Credit One to wave the

annual fee or just say Bye-Bye.  They serve as a good Bridge for sure. Smiley Happy


They might not let u go but i would kill them they are super SubPrime.

Message 2 of 9
fltireguy
Valued Contributor

Re: Credit One CLI and...


@bigpoppa09 wrote:

@JMED2 wrote:

I just got a Fee free CLI on one of my cards up to 1600!!!  Smiley Wink

Ok, OK...I know,,,BUT, I've been trying to get rid of these 2 cards; I

have a Visa and MC BUT everytime I try they wave my Annual Fee

for 6 months on BOTH.  I never use the cards and MAN they will

NOT just let me go.  So, besides keeping my AAoC timeline steady:

I say--NO BLOOD/NO FOUL.  I'd tell everyone here after 2+ years of

Re-Building their Credit Lines to demand that Credit One to wave the

annual fee or just say Bye-Bye.  They serve as a good Bridge for sure. Smiley Happy


They might not let u go but i would kill them they are super SubPrime.


Get rid of it!!!

JUST SAY NO when they try to tell you that you should keep ot

 

it will NOT hurt your AaoA

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 3 of 9
trant3
Established Contributor

Re: Credit One CLI and...

Didn't know charging for a CLI is even possible, good god

FICO EQ: 720 EX: 713 TU 721

Sofi $15k, Venmo Visa $2.7k, Apple $7k, Citi+ Rewards $12.8k, Citi Double Cash $13k, Citizens Bank Cash Plus $8k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $16k, Amex BCP $9.5k, Amex Hilton $10k, Chase Freedom $26.5k, NFCU Plat $43k, NFCU Cash $25.5k, Discover IT $27.5k, Discover Miles $10.5k, BECU Visa $14k, Wells Fargo Cash $6.3k, PenFed Promise $15k, PenFed Gold $20k

Message 4 of 9
Total80sKid
Established Contributor

Re: Credit One CLI and...

Oh, yes.

I got two CLI's for a small fee of around $30 each if I recall.

They didn't even give me an offer to keep me when I called and cancelled my card. I was somewhat offended, but am happy to be somewhat free from them.

My app login continues to work. One day I'm at a $-2.74 balance, as I overpaid before I cancelled just in case they hit me with any fees. Then one day it said my balance was $5.00, so I paid $10 on it again.

The next day I got a $5 check from them and now my account still shows that -$2.74 balance.

It does show as closed on my CR's, but they still make me nervous.

Message 5 of 9
mrldp40
Established Contributor

Re: Credit One CLI and...

They said I was pre selected for 500 MasterCard applied denied
ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 6 of 9
JMED2
Frequent Contributor

Re: Credit One CLI and...

That's so terrible mrldp40.  Smiley Frustrated  Don't worry tho,

SYNC personally offered me a Walmart MC card and denied me too. Smiley Mad

It happens.  Don't EVER let a single set back distract you from your overall GOALS!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 7 of 9
Anonymous
Not applicable

Re: Credit One CLI and...

I wonder if I will have hopped over getting their mailers... seeing as my scores ought to be 750+ when I turn 21 and start getting solicited.

Message 8 of 9
sfustin90
New Contributor

Re: Credit One CLI and...


@trant3 wrote:
Didn't know charging for a CLI is even possible, good god

First premier charges TWENTY FIVE PERCENT of what the CLI is.

 

Is that not the craziest thing youve ever heard?

 

Increase from $500 -> $1500? Oh, dont forget the $250 FEE. WHAT?!?!

Message 9 of 9
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