Credit Spree

Kasuito39 · ‎12-03-2022

Discover let me back in 4yr 11 months post bk 7 dc with 11k instant approval pulled Exp 722

Interior FCU credit card - $25k approved @2.99 promo for 6 months pulled EQ 725

Interior FCU Line of Credit - $25k approved @Anonymous.75% pulled EQ 725

Signature FCU Line of Credit - $10k approved @8.74% pulled EQ 725

Off to the garden for 6months

SUPERSQUID · ‎12-03-2022

CONGRATS!!!!!

1 Question, did you burn Discover in your bk7?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

Kasuito39 · ‎12-03-2022

@SUPERSQUID yes IIB for less than $8k. I applied every 6 months or so but denied each time citing bk.

PapaTunde · ‎12-03-2022

Triple congrats !

All Fico9 835+ or there abouts

These violent delights have violent ends

Lou-natic · ‎12-03-2022

Nice haul! Congrats!

3/3/24

M_Smart007 · ‎12-03-2022

Congrats on your spree!

KingRue8500 · ‎12-04-2022

Congrats on your approvals

805orbust · ‎12-04-2022

Wow... Impressive! Congrats on all the approvals!

nytokyobred79 · ‎12-04-2022

Congrats on your awesome spree, especially getting that approval from Discover.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

SouthJamaica · ‎12-04-2022

@Kasuito39 wrote:
Discover let me back in 4yr 11 months post bk 7 dc with 11k instant approval pulled Exp 722
Interior FCU credit card - $25k approved @2.99 promo for 6 months pulled EQ 725
Interior FCU Line of Credit - $25k approved @Anonymous.75% pulled EQ 725
Signature FCU Line of Credit - $10k approved @8.74% pulled EQ 725

Off to the garden for 6months

Wow, that's some great stuff. Congratulations.