Credit Union of Colorado Approved 15k!

Anonymous · ‎05-26-2016

I'm sure I left some money on the table when i was asked how much I wanted to request but really happy with this card. Saw a post about this on another thread and I had been searching for a very low interest card that would serve the purpose of balance transferring and large purchase card, found the platinum preferred on myfico with a 6.5% rate so pulled the trigger, this should definitely be my last app for a few years as my rewards cards are plenty at this point and no need for more haha (well see lol) Approved for 15K just a bit ago at the 6.5% rate! Good Times!

Anonymous · ‎05-26-2016

Congrats on your approval!

Appleman · ‎05-26-2016

Congrats and can you tell myFICO members what the qualifications are for Colo CU?

Also how were your scores etc (inquiries) if you feel comfortable sharing.

If we get the right info out there we can start an avalanche of applications.....

datrucking210 · ‎05-26-2016

Congrats!

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016

Ebates Visa SL $3,200 to $20,000, 25.24%

NFCU Cash Rewards Visa Signature SL $15,300 to $18,000, 14.90%

Lowe's Store Card SL $500 to $5,000 to $17,000, 24.90%

RBFCU Premier Rate Mastercard SL $15,000, 9.95%

Sam's Club Mastercard SL$3,600 to $10,000 to $15,000, 23.15%

Stash Hotel Rewards Visa SL$3,000 to $15,000, 16.24%

J Crew Store Card SL $250 to $4,450 to $12,450

Generations FCU Earned Premium Rewards Visa Siggy SL $7,000, 9.25%

Amazon Store Card SL $600 to $3,500 to $4,000 to $6,000

Citi AAdvantage Platinum Select World Mastercard SL $5,000

JCPenney Store Card SL $500 to $3,500 to $5,000

PenFed Platinum Rewards Visa Siggy SL $5,000, 17.99%

Overstock Store Card SL $2,200 to $3,700

Kohl's Store Card SL $400 to $700 to $1,500 to $2,500 to $3,000

Barclays Rewards Mastercard SL $750 to $1,500 to $2,050

Victoria Secret Store Card SL $500 to $2,000

Lenovo Preferred Store Card SL $1,200 to $1,600

Barclays NFL Extra Points Visa SL $500 to $1,400

BankAmericard Cash Rewards Visa SL $500 Secured Don't Judge, wanted in with BofA and was offered this after being declined

RBFCU Cashback Rewards Mastercard SL $1,000

AU:

Walmart Mastercard SL $1,800 to $2,600 to $8,000

Barclays Rewards Mastercard SL $2,500 to $3,500 to $4,450

alextercero · ‎05-26-2016

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Anonymous · ‎05-26-2016

Resident if the state or part of one if their groups on the website. Inquiries are about 5 now on tu plus this one now the other one within 6 months is from bofa. As stated in another thread 720 plus fico 8 is the threshhold and im sitting at 2% util. Alot of nee accounts a year or less old.

Anonymous · ‎05-26-2016

Congrats on the approval !!

Anonymous · ‎05-26-2016

@Appleman wrote:
Congrats and can you tell myFICO members what the qualifications are for Colo CU?

Also how were your scores etc (inquiries) if you feel comfortable sharing.

If we get the right info out there we can start an avalanche of applications.....

Colo CU seems to be pretty well gated to non-Colorado residents/students/family members, but LMCU has a Prime+3 (6.5% V) APR card with limits up to $25k available to anyone who donates $5 to the ALS Association. I feel shady linking people to apps but it's easily googled.

Anonymous · ‎05-26-2016

Looks pretty much the same from them but for you go in the app says only loan products for accounts based in Michigan and Florida

Anonymous · ‎05-26-2016

The 6.5 apr from cuofco regardless or cash advance BT and purchases was the reason I chose this one, mainly the BT and non ridiculous requirements Simmons requires with a lower interest rate all help as well.