So I was so happy that I got aome NFCU love recently, so I went to see if I can get some Sync love and Citi love. I asked for an cli on my Best Buy Visa. I wish I wouldnt have as they did a hard pull, they countered my request and offered a $500 increase so I took it as it was a hard pull. I wont be asking anymore from them I'll just let them auto as I dont use it much anyway. So that's from $2000 to $2500
I called sync credit solutions and asked for my Wal-Mart card to go from $1100 to $3000 and it was approved.
I do have a question though. With credit solutions, do they ever counter offer? Like if I told them $10k, would they counter with $5k or would they just flat out deny? That way I know I'm not leaving money on table cause I think I am.
On the 28th I'm able to try for a increase on one of my amex cards. Imma do the Hilton Honors card and see if I can get it from $1k to 3k. I ran a little under 2k through the card but its paid off in full.
I also will be eligle on the discover 8th. I been keeping balances low on it and making large payments. Any advice on what I should shoot for?
Yes, Synchrony will counter to the max you qualify for at the time of the request if they cannot approve the full ask.
About six weeks ago I went on a Synchrony CLI spree. I requested Amazon Prime from $1,500 to $4,000, approved for $3,400! CarCare from $1,000 to $4,000, approved for $3,500!
Conoco from $800 to $1,600, denied! $1,500, denied! $1,300, denied! $1,100, denied! $900, Denied! $850, DENIED! I thought the LUV had dried up from Synchrony!
A few days later, I received a letter from Synchrony that stated the Conoco CLI denial was in error and I received a CLI of $1,550. I thought, what an odd number. However, Synchrony still LUVs me!
Congrats on CLI !!!!!