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Happy Holidays everyone!
Today I was fully approved for DCU Membership and for the Visa Platinum credit card with a SL of $8,500 with a APR of 9.5%. (I applied Monday for both)
I'm happy with the approval but I find it odd that I was approved for $13,500 and it was confirmed by a rep on Monday. I called again today to see why I haven't gotten any emails about the account or what I needed to do next. The first rep I talked to today (Wednesday) told me that the highest I was approved for was $5,000 and I needed to send in my recent pay stub. I was definitely concerned at this point about the change in SL but sent in my paystub which aligned with what I put on my application. I ended up having to call back again a few minutes after because the email to send in my pay stub took a while and I didn't want to hold up the Rep. As I spoke to this rep everything came back fully approved but this time the SL was $8,500. Has this happen to anyone before? 3 different SL? Otherwise I'm happy for the approval.
DP:
Pulled EQ
735 Fico
4 Inquiries
0 Derogatory/Collections
18% Utilization
Congratulations on your card approval wuth DCU!
Grats on your approval.
Congratulations! Maybe after seeing your paystub they reduced the limit extended to you?
Congrats on your DCU Platinum approval!
Congratulations on your DCU membership and approval!
Weird on the flip flop. Hopefully someone out there has some DPs. Congrats on the approval!
Congrats on your DCU approvals 👍🏼
Very nice...Congrats!