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DCU Membership + Visa Platinum Approval

Teevior
Established Member

DCU Membership + Visa Platinum Approval

Happy Holidays everyone!

 

Today I was fully approved for DCU Membership and for the Visa Platinum credit card with a SL of $8,500 with a APR of 9.5%. (I applied Monday for both)

I'm happy with the approval but I find it odd that I was approved for $13,500 and it was confirmed by a rep on Monday. I called again today to see why I haven't gotten any emails about the account or what I needed to do next. The first rep I talked to today (Wednesday) told me that the highest I was approved for was $5,000 and I needed to send in my recent pay stub. I was definitely concerned at this point about the change in SL but sent in my paystub which aligned with what I put on my application. I ended up having to call back again a few minutes after because the email to send in my pay stub took a while and I didn't want to hold up the Rep. As I spoke to this rep everything came back fully approved but this time the SL was $8,500. Has this happen to anyone before? 3 different SL? Otherwise I'm happy for the approval. 

 

DP:

Pulled EQ

735 Fico

4 Inquiries 

0 Derogatory/Collections 

18% Utilization

Message 1 of 14
13 REPLIES 13
CreditMagic7
Super Contributor

Re: DCU Membership + Visa Platinum Approval

Congratulations on your card approval wuth DCU!

Message 2 of 14
M_Smart007
Epic Contributor

Re: DCU Membership + Visa Platinum Approval

Grats on your approval.

Message 3 of 14
Trini88
Frequent Contributor

Re: DCU Membership + Visa Platinum Approval

Congratulations! Maybe after seeing your paystub they reduced the limit extended to you?



Message 4 of 14
Titans84
Established Contributor

Re: DCU Membership + Visa Platinum Approval

Congrats on your DCU Platinum approval!

Current FICO 8:




Message 5 of 14
Rebuild2019
Valued Contributor

Re: DCU Membership + Visa Platinum Approval

Congratulations 🎉🎈🎊 on your DCU membership and Visa Platinum Approval.

CARDS: Discover It | QuickSilver One | Kohl’s | BBT Spectrum Cash Rewards | BBT Bright | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 6 of 14
CreditAggie
Super Contributor

Re: DCU Membership + Visa Platinum Approval

Congratulations on your DCU membership and approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24 month):


Banks & CUs:

Goal Cards:



Message 7 of 14
Ilinferno
Frequent Contributor

Re: DCU Membership + Visa Platinum Approval

Weird on the flip flop. Hopefully someone out there has some DPs. Congrats on the approval!

Message 8 of 14
Total80sKid
Senior Contributor

Re: DCU Membership + Visa Platinum Approval

Congrats on your DCU approvals 👍🏼

Message 9 of 14
IaBoy62
Established Contributor

Re: DCU Membership + Visa Platinum Approval

Very nice...Congrats!

Message 10 of 14
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