DCU Platinum - $1000 @ 13.75%

[AverageJoesCredit]

Superman and Batman are happy you joined the team

[bizarrocreditworld]

Congratulations on the new card. I find the no-rewards cards can be more valuable over time than the rewards cards. In a year, you'll see that number get higher.

[Anonymous]

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@AverageJoesCredit wrote:
Superman and Batman are happy you joined the team

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*Arrow and Flash

[AverageJoesCredit]

Lol, i cant argue, Justice League

Bizarro makes good point. Low apr cards are a great investment. If i ever get another credit card that will be my goal. Wonder if DCU does apr redux in time?

[Anonymous]

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@bizarrocreditworld wrote:

Congratulations on the new card. I find the no-rewards cards can be more valuable over time than the rewards cards. In a year, you'll see that number get higher.

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Yes this one actually makes DCU more favorable as a primary financial institution than NFCU to me because their checking account perks are easy to get (direct deposit and a certain number of transactions for the highest tier) and the card has lasting utility as an overdraft option. Although it’s a bit archaic that I have to fill out a form by hand and fax it when my card gets here lol. 

I noticed that Unify FCU has the same feature for their cards but their checking account offering is kind of meh. 

[Anonymous]

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@AverageJoesCredit wrote:
Lol, i cant argue, Justice League

Bizarro makes good point. Low apr cards are a great investment. If i ever get another credit card that will be my goal. Wonder if DCU does apr redux in time?

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I am wondering about the APR reduction too because that 10.75% rate is more attractive but of course it doesn’t beat NFCU’s 8.24% nor the crazy growth that NFCU can have so I’ll probably just keep the card as an overdraft/cash advance card since they pretty much encourage it being used for cash advances. 

[Gmood1]

Congrats Saeren!  It's more than just a CLOC. Every year around this time, DCU offers zero fee transfers at 0% for 6 months.

I have this no frills card as well. Thought I'd never use it. It has actually come in handy, when used to meet another CCs spend bonus! 

[Anonymous]

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@Gmood1 wrote:

Congrats Saeren!  It's more than just a CLOC. Every year around this time, DCU offers zero fee transfers at 0% for 6 months.

I have this no frills card as well. Thought I'd never use it. It has actually come in handy, when used to meet another CCs spend bonus! 

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Thanks Gmood! After the 💩 yesterday, this was a nice experience.

Yeah I have seen discussion about those offers floating around here and I agree although NFCU’s 0% for 12 on my Platinum would get first pick still unless DCU lets you advance to your checking which would be game changing lol. 

[Anonymous]

Congrats on your approval !!!

[Anonymous]

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@Anonymous wrote:

Congrats on your approval !!!

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I was waiting for the Leo post!