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DCU Platinum approved

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Anonymous
Not applicable

DCU Platinum approved

Been with DCU for a year when I got re-financed a car with them last spring.

Approved today for 5k on their Platinum Visa.  They pulled EQ (674). I haven't noticed much growth from others for the card, but 5k should be enough. They do offer good BT offers from time to time

Message 1 of 10
9 REPLIES 9
AverageJoesCredit
Legendary Contributor

Re: DCU Platinum approved

NiceSmiley Happy
Message 2 of 10
Aduke1122
Senior Contributor

Re: DCU Platinum approved

Nice congrats OP
Message 3 of 10
pipeguy
Senior Contributor

Re: DCU Platinum approved

Congrats, it's a very good card and CU. I especially like the "instant" cash loan function of transferring yourself a short term loan with no cash advance fee or higher APR. In a year ask for a CLI and it's usually granted - I too started at $5k, I'm now at $15k on my DCU Visa.

Message 4 of 10
Anonymous
Not applicable

Re: DCU Platinum approved

thanks pipeguy, I'll have to remember that

Message 5 of 10
CYBERSAM
Senior Contributor

Re: DCU Platinum approved

Congrats! They are awesome for personal banking too.







                
Message 6 of 10
kevinjjc
Valued Contributor

Re: DCU Platinum approved


@pipeguy wrote:

Congrats, it's a very good card and CU. I especially like the "instant" cash loan function of transferring yourself a short term loan with no cash advance fee or higher APR. In a year ask for a CLI and it's usually granted - I too started at $5k, I'm now at $15k on my DCU Visa.


But it starts to accrue interest immediately?

Message 7 of 10
nupey10
Regular Contributor

Re: DCU Platinum approved

Congrats.  

The one thing I don't like about DCU is they seem to use FICO 5 for everything. 

Message 8 of 10
Anonymous
Not applicable

Re: DCU Platinum approved


@kevinjjc wrote:

@pipeguy wrote:

Congrats, it's a very good card and CU. I especially like the "instant" cash loan function of transferring yourself a short term loan with no cash advance fee or higher APR. In a year ask for a CLI and it's usually granted - I too started at $5k, I'm now at $15k on my DCU Visa.


But it starts to accrue interest immediately?


YES

Message 9 of 10
kidink1911
Established Contributor

Re: DCU Platinum approved

Congratulations Tiger09!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
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