cancel
Showing results for 
Search instead for 
Did you mean: 

DCU/USAA Approvals

tag
Anonymous
Not applicable

DCU/USAA Approvals

Okay, so on 06/08 I decided to apply for membership with DCU. I also applied for their Visa Platinum Rewards card since they use the same pull for 30 days I believe. Instantly approved for $7500. Next day I applied for Personal loan, which I was initially approved for $10000 (requested $15K). I called in to see if I could get the amount increased to at least $12,500 and was told no. Then I was asked to hold and a loan officer came on the line and told me that there was a glitch in the system that should not have allowed me to get two unsecured accounts during this time frame. (Should be a year between) So I had to choose which account to keep open. I confirmed the rate on the card (11.49%) and asked if they could match the limit from the loan and was told yes so I accepted the card $10,000 SL. I'm happy. I wanted the loan to consolidate a few balances and clean up my report. EQ Pull 680 Fico 8/25 INQS 16% UTI

Had to submit POI too for DCU.

Then on 06/09 I applied for the USAA Platinum Rewards and was approved for $2000. EX Pull 14 INQs 666 Fico 8.
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: DCU/USAA Approvals

Congrats on both approvals and nice SL

Message 2 of 7
Anonymous
Not applicable

Re: DCU/USAA Approvals

Thanks. I do wish USAA was more generous on the SL but overall, I'm pleased.
Message 3 of 7
UncleB
Credit Mentor

Re: DCU/USAA Approvals


@Anonymous wrote:
Thanks. I do wish USAA was more generous on the SL but overall, I'm pleased.

Congrats on the approvals!  Smiley Very Happy

 

USAA will grow in time... they will very occasionally do auto-CLIs if you show it some usage, but those are generally modest.  On the other hand if you request a CLI they are known to be quite generous if you don't mind taking a HP.

 

Again, congrats! screamer.gif

Message 4 of 7
Anonymous
Not applicable

Re: DCU/USAA Approvals

Thanks. I will show some patience with it.
Message 5 of 7
AverageJoesCredit
Legendary Contributor

Re: DCU/USAA Approvals

Congrats and you almost pulled the wool over DCU's eyes haha. But 10k sounds ballerSmiley Wink
Message 6 of 7
Anonymous
Not applicable

Re: DCU/USAA Approvals

I know right....smh I wish I hadn't have called. Lol
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.