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DCU credit card approval!

Prince_Kay5
New Member

DCU credit card approval!

Hey guys!

I applied for the DCU ( Digital federal Credit Union) platinum card last Friday. I joined DCU last August and was pre approved for the platinum card but decided to wait and gave my other account age a little more. So I finally pulled the trigger around 2 AM haha, and it just said approved but didn't give me a limit or APR. I later called during the day and the rep just verified some information( address, phone number...) then he said I didn't have to submit any documents( was expecting to have to submit POI).

After putting me on a brief hold, he said I was approved for $5000 @ 9.5% APR, wow just wow. This is literally a better APR than what I have on my NFCU platinum. GUESS WHAT GUYS??? NO HARD PULL. DCU really doesn't hard pull reports on pre approved offers..

He almost got me applying for a card loan lol he said I was pre approved for a 2.5% car loan.

 

Data points: EQ 710, Age of Accounts 2 years, 4 inquiries on report ( 1/12), 8/24

Message 1 of 13
12 REPLIES 12
AllZero
Mega Contributor

Re: DCU credit card approval!

Congratulations on your approval!

Message 2 of 13
Total80sKid
Valued Contributor

Re: DCU credit card approval!

Congrats on your approval!

Message 3 of 13
mrcraft
Valued Contributor

Re: DCU credit card approval!

Congratulations on your approval!!






Message 4 of 13
M_Smart007
Epic Contributor

Re: DCU credit card approval!

Congratulations on your approval!

Message 5 of 13
WhiteCollar
Frequent Contributor

Re: DCU credit card approval!

Awesome, congrats!

Message 6 of 13
CreditAggie
Senior Contributor

Re: DCU credit card approval!

Congratulations on your DCU approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 7 of 13
gdale6
Moderator

Re: DCU credit card approval!

Excellent, grats on your new DCU card & welcome to myFico Smiley Happy

Message 8 of 13
tbque
Valued Contributor

Re: DCU credit card approval!

Congratulations on the DCU card approval and nice SL and rate!






Message 9 of 13
Golf-and-Credit
Regular Contributor

Re: DCU credit card approval!

Thats a nice approval and a bonus on the SP!!! Congrats!

 

Experian FICO 8: 826/2 inq’s 2/12, 3/24
Equifax FICO 8: 820 775/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 3/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $10K
Capital One Quicksilver: $4750
Numerica Credit Union Platinum: $2000
Military Star: $7300
1% utilization
Message 10 of 13
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