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DCU "SP" Platinum Visa $10,000.00 **Approval

tag
Total80sKid
Senior Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

Grats on the DCU approval 👍🏼

Message 31 of 39
SUPERSQUID
Valued Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

@M_Smart007 e18a99c307b1f4943f55c1557526518a.jpg

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 32 of 39
UH_HUH
Valued Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

I'm loving it!!!!!

Way to keep hitting those homers.

But a SP 10K approval... Man the fish are most def biting ;-)

Cheers and congratulations

 

PS..I have a 5K card with them but can't remember my access code 

'

or member # to ask for more. I am credit lazy LOL!!

Message 33 of 39
Anonymous
Not applicable

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

Please what app did you use to lock your EQ?

Message 34 of 39
M_Smart007
Legendary Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval


@Anonymous wrote:

Please what app did you use to lock your EQ?


Hi @Anonymous ,

Directly through Equifax ..>> https://my.equifax.com/consumer-registration/UCSC/#/personal-info

 

Welcome to the forumSmiley Happy

Message 35 of 39
AGG-LA2020
Valued Member

Re: DCU "SP" Platinum Visa $10,000.00 **Approval


@M_Smart007 wrote:

 

DCU "SP" Platinum Visa $10,000.00 **Approval

 

As @tcbofade says; "Gardening until something else comes along"Smiley LOL

 

Got the PRE-APPROVED Quarterly offer.

 

I truly thought Chase United  would be my last App.

But, after (2) denial's from DCU. One for "Too many inquiries", and the other for "Too much available credit"

This was one that  .. I was going to get .. "eventually"

 

Nothing fancy about their Platinum card and  MEH at best. 🤷

 

accept offer button.png  "Soft Pull Pre-Approval" ... EQ is Locked.

(click image to enlarge)(click image to enlarge)DCU offer 3.png

 

(click image to enlarge)(click image to enlarge)

 

(click image to enlarge)(click image to enlarge)

Eq Inquiries 1-1-2022.png

 

Happy New Year!!!



Congrats on your approval.

 

I have approved offers, so I applied for an auto loan, followed by the credit card app. SP!

The message appeared on the screen 'Congratulations, your loan has been approved."

There was nothing showing for the credit card app. The 'Accept Offer' for the credit card does not appear anymore. So, I have no idea if I was approved or declined.


@M_Smart007 wrote:

 

DCU "SP" Platinum Visa $10,000.00 **Approval

 

As @tcbofade says; "Gardening until something else comes along"Smiley LOL

 

Got the PRE-APPROVED Quarterly offer.

 

I truly thought Chase United  would be my last App.

But, after (2) denial's from DCU. One for "Too many inquiries", and the other for "Too much available credit"

This was one that  .. I was going to get .. "eventually"

 

Nothing fancy about their Platinum card and  MEH at best. 🤷

 

accept offer button.png  "Soft Pull Pre-Approval" ... EQ is Locked.

(click image to enlarge)(click image to enlarge)DCU offer 3.png

 

(click image to enlarge)(click image to enlarge)

 

(click image to enlarge)(click image to enlarge)

Eq Inquiries 1-1-2022.png

 

Happy New Year!!!


Tried to call DCU today, but, their wait times were 2-3 hrs long. I requested the call-back option, but, no one called back!

 

Has any one experienced the same issue here?

 

Thanks! 

Message 36 of 39
dmFICO8
Regular Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval


@M_Smart007 wrote:

 

(click image to enlarge)(click image to enlarge)

 


Congrats on your DCU Platinum Visa approval, and SP, too!

 

I contacted DCU csr again to see if I can change my due date, still no. I wonder if your due date is going to change to 5th or 15th or stay on 28th.

Message 37 of 39
M_Smart007
Legendary Contributor

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

@dmFICO8, Sorry that you cannot get your date changedSmiley Sad

IME ..with CU's once they give assign you a statement date (say the 28th)

It usually does not change. .. As all things related to credit YMMV!

Message 38 of 39
Anonymous
Not applicable

Re: DCU "SP" Platinum Visa $10,000.00 **Approval

@M_Smart007 You are rockin' these approvals!!!

I'm living vicariously 😂

Message 39 of 39
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