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@PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
edit: currently pending decision for chase freedom. guess we'll see where that goes.
edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. Thank you all SO MUCH!
Do you know who Discover pulls ? I'm in FL and really want to apply but I'm thining for 630 EQ may still be too low :-(
@kmathies wrote:
@PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
edit: currently pending decision for chase freedom. guess we'll see where that goes.
edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. Thank you all SO MUCH!
Do you know who Discover pulls ? I'm in FL and really want to apply but I'm thining for 630 EQ may still be too low :-(
I live in Rhode Island and they pulled EQUIFAX for both my application and my mother's application.
Hmmmm, thanks for the info - my scores are in my siggy and I just added a 6k NFCU visa to the 4 store cards I have already. I would really love a Discover - and EQ is my strongest score (635). I do have 4 inquiries in the last 2months - do you guys think I may have a shot ? Should I go with the walmart version or a different one ?
BTW, my visa hasn't started reporting yet. It's my only prime card.
@kmathies wrote:Hmmmm, thanks for the info - my scores are in my siggy and I just added a 6k NFCU visa to the 4 store cards I have already. I would really love a Discover - and EQ is my strongest score (635). I do have 4 inquiries in the last 2months - do you guys think I may have a shot ? Should I go with the walmart version or a different one ?
BTW, my visa hasn't started reporting yet. It's my only prime card.
What is your AAoA. and income?
Income is $45K with just me and HHI is 105K. AAOA is 6 years.
Congrats on the It and Freedom approvals!!!! Discover has the best CS IMO
Welcome to the Discover Family. It is a great card I think, I just got one too this year. I had to recon mine and recon the Chase Freedom card too. I got $1K on Disco and $500 on Chase, which I think seems to be the standard for most of us in the same realm!
I got the 10,000 points offer on the Chase.
Discover pulled my TU and I am from Florida too.