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DISCO #2 - APPROVED!

steelers1
Frequent Contributor

DISCO #2 - APPROVED!

I tried 2 months ago and was denied. I tried again on Monday, received a pre-qual and went for it.

 

APPROVED - $11,000 

EX Fico - 713

Util. - 18%

 

BK 7 showing on EX - 5 years old

 

My first Disco I got in 11/2015 with a $1,300 CL. It now sits at $7,300. I can't wait to combine them.

 

 

Message 1 of 18
17 REPLIES 17
AverageJoesCredit
Community Leader
Mega Contributor

Re: DISCO #2 - APPROVED!

Wow, thats a huge limit. Big congratsSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 2 of 18
Hasselfree
Valued Contributor

Re: DISCO #2 - APPROVED!

Outstanding approval!  Congrats on the SL! 




"Your ego is writing checks your body can't cash".
Message 3 of 18
M_Smart007
Epic Contributor

Re: DISCO #2 - APPROVED!

congrats on the 2nd.

Message 4 of 18
doinit1
Valued Contributor

Re: DISCO #2 - APPROVED!

Congrats on your approval!!
American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 18
CS1974
Valued Contributor

Re: DISCO #2 - APPROVED!

Congratulations 👍👍👍
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 6 of 18
slither43
Regular Contributor

Re: DISCO #2 - APPROVED!

Congrats! Awesome CLI on #2!

Message 7 of 18
calyx
Super Contributor

Re: DISCO #2 - APPROVED!

Congrats on your second Disco!


RIP:

F8 EQ: 815 | EX: 801 | TU: 805 | Accounts: 1/6 3/12 6/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 8 of 18
CivalV
Established Contributor

Re: DISCO #2 - APPROVED!

Congratulations 🍾🎈

Did you have any collections? My card makes 1 year June 1st and everytime I try to check for preapp, I am denied because of a collection account. Weird because I had the collection account even before I received my first Discover card and I prequalified then. When I received my first card and checked for preapp right after, the letter stated my newest card needed to be 12 months old before opening another account with Discover...

Super weird lol
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA:


Goal Completed: Auto Lease 2020 Mazda CX-5 No Income Verification, Walked Off The Lot. Downside Scores dropped 40 points and still recovering March 2021
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% April 20': First Citi CC W/ 15% APR rate Total CL:$21,400
Message 9 of 18
pinkandgrey
Community Leader
Senior Contributor

Re: DISCO #2 - APPROVED!

11k. What an awesome SL! Huge congrats!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 10 of 18
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