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DISCOVER $500 INCREASE TO $34,000

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KELSTAR
Regular Contributor

DISCOVER $500 INCREASE TO $34,000

Hi all,

 

Curiosity got me again. I charged $423.00 in one statement period since last increase. 

Online requested limit increase. Received and took $500 increase to $34,000 limit.

I like even numbers and will request a limit decrease to $30,000.

I do not use this card enough to justify the limit. I appreciate Discover starting me out at $15,000 10-15-19 which was my highest at the time.

I would like to keep the limit at $30,000 even though my limited use because you never know what benefits the card may have in the future.

I am a business owner using many healthcare workers who are not credit saavy. I have been recommending this card to them to start or improve their credit journey.

 

Thanks all for you data points and peace out!

Signature as of 10/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=796 TU=799 EX=801
FICO 9 EQ=816 TU=816 EX=813
MORTGAGE SCORES EQ=773 TU=782 EX=787
AAoA=4Y3M AoOA=11Y4M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=813
BUSINESS CREDIT SCORES. Formed LLC 6/1/18. YEARLY SALES=3M
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 D+B=80
HARD PULLS last 12 months EQ=1 TU=1 EX=1 Three new accounts reporting.
HARD PULLS last 24 months EQ=1 TU=2 EX=2 Four new accounts reporting.
INCOME=$290k as of 10/01/21 for income stated on applications. DTI=2.5% Business sales 300k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=800K 03/21 2.25%
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

OPEN PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI COSTCO VISA=16k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20 AMEX PLATINUM= NPSL 04/21 AMEX HILTON SURPASS=10k 05/21

OPEN BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=35k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20 AMEX BUSINESS PLATINUM=NPSL 05/21 CHASE BUSINESS LINE OF CREDIT= 225k 09/21
Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: DISCOVER $500 INCREASE TO $34,000

Congratulations on your CLI!
Message 2 of 14
Anonymous
Not applicable

Re: DISCOVER $500 INCREASE TO $34,000

Congratulations on your CLI!

Message 3 of 14
M_Smart007
Legendary Contributor

Re: DISCOVER $500 INCREASE TO $34,000

Congrats?

Message 4 of 14
AllZero
Mega Contributor

Re: DISCOVER $500 INCREASE TO $34,000


@M_Smart007 wrote:

Congrats?


Congerts on the CLD!

Message 5 of 14
Anonymous
Not applicable

Re: DISCOVER $500 INCREASE TO $34,000

Holy moly that's awesome Congrats!

Message 6 of 14
KELSTAR
Regular Contributor

Re: DISCOVER $500 INCREASE TO $34,000

Mistake

 

This card opened 10-15-17 and NOT 10-15-19.

Signature as of 10/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=796 TU=799 EX=801
FICO 9 EQ=816 TU=816 EX=813
MORTGAGE SCORES EQ=773 TU=782 EX=787
AAoA=4Y3M AoOA=11Y4M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=813
BUSINESS CREDIT SCORES. Formed LLC 6/1/18. YEARLY SALES=3M
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 D+B=80
HARD PULLS last 12 months EQ=1 TU=1 EX=1 Three new accounts reporting.
HARD PULLS last 24 months EQ=1 TU=2 EX=2 Four new accounts reporting.
INCOME=$290k as of 10/01/21 for income stated on applications. DTI=2.5% Business sales 300k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=800K 03/21 2.25%
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

OPEN PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI COSTCO VISA=16k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20 AMEX PLATINUM= NPSL 04/21 AMEX HILTON SURPASS=10k 05/21

OPEN BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=35k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20 AMEX BUSINESS PLATINUM=NPSL 05/21 CHASE BUSINESS LINE OF CREDIT= 225k 09/21
Message 7 of 14
AverageJoesCredit
Legendary Contributor

Re: DISCOVER $500 INCREASE TO $34,000

CongratsSmiley Happy

How the heck did you go from 15k to 34k in only 2 months? Thats insanity lol . I wouldnt cld myself id count my lucky feathersSmiley Wink
Message 8 of 14
AverageJoesCredit
Legendary Contributor

Re: DISCOVER $500 INCREASE TO $34,000

Just read your last postSmiley Wink CongertsSmiley Wink
Message 9 of 14
DoctorManhattan
Frequent Contributor

Re: DISCOVER $500 INCREASE TO $34,000

Nice CLI.
Message 10 of 14
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