cancel
Showing results for 
Search instead for 
Did you mean: 

DISCOVER CHROME LOW SL

Highlighted
Established Member

DISCOVER CHROME LOW SL

I started my rebuild July 2016 score (519). I got my first credit card (credit one vise unsecured 300) SL post Bk march 2017 1yr-550 1 1/2yr 800cl. In September 2017 I got the capitol one QS1 starting limit 500 steps- 6mnth 750 1yr 2250. In March 2018 I got the capitol one platinum starting limit 500 sl steps - 6mnth 750- 7mnth- upgraded to QS no fee. Score is now 670 respectively across all 3 bureaus. I decided to get a discover card and choose the chrome it. They only gave me a 500sl. how much and often or quick do the CLI happen? I guess I should be happy to be back in the game I was really hoping for at least a 1,000 sl. Any comments will be appreciated.

Message 1 of 9
8 REPLIES 8
Highlighted
Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats! on getting your foot in the Disco Door. Look around, there's a wealth of information and threads dedicated specifically to Discover & CLI. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 2 of 9
Highlighted
Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats on the new Chrome!  I think it will grow exponentially in a quicker timeframe than most.


Message 3 of 9
Highlighted
Senior Contributor

Re: DISCOVER CHROME LOW SL

Congrats on getting your foot into Discover's door! I'm sure that limit will grow in no time!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 9
Established Contributor

Re: DISCOVER CHROME LOW SL

Congratulations on your approval! Don't fret on the SL. Discover can grow rather quickly. Like the commenters stated above, there are tons of threads on Discover CLI and SL.
December 2020: Experian 687 Equifax 694 Transunion 701


Cards I Have:
Cap One QS: $600
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $600
AMEX BCE: $1,000
Amazon Prime Store Card: $2,000
Overstock Store Card: $3,050

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until Spring 2021



Total Utilization: 26%==>23%

Message 5 of 9
Highlighted
Regular Contributor

Re: DISCOVER CHROME LOW SL

Don't feel bad. Just appreciate what you get and know that it will grow in no time! I got my first auto cli from them 4 months after I got the card (Discover IT). Then after that you can always ask for CLI SP on their site so just take care of it. It's a worth it bank Smiley Happy


Message 6 of 9
Highlighted
Regular Contributor

Re: DISCOVER CHROME LOW SL

Discover also gave me a $500 SL. After 2.5 months I requested a bump and they gave me a $1000. It'll grow quick. Patience Patience

July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 7 of 9
Highlighted
Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats on your approval!  I decided to take the plunge on the Discover IT Chrome card today as well and was approved for 10k!  Very excited since I just started rebuilding my credit 2 years ago exactly this month!  I think you will see a faster CL increase than most people and even better interest rates. 




"Your ego is writing checks your body can't cash".
Message 8 of 9
Highlighted
Established Contributor

Re: DISCOVER CHROME LOW SL

Good job on building your portfolio!

Current Scores & Increase since May 2020:

EX: 701 (+38)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/26/2020
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.