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DISCOVER CHROME LOW SL

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Established Member

DISCOVER CHROME LOW SL

I started my rebuild July 2016 score (519). I got my first credit card (credit one vise unsecured 300) SL post Bk march 2017 1yr-550 1 1/2yr 800cl. In September 2017 I got the capitol one QS1 starting limit 500 steps- 6mnth 750 1yr 2250. In March 2018 I got the capitol one platinum starting limit 500 sl steps - 6mnth 750- 7mnth- upgraded to QS no fee. Score is now 670 respectively across all 3 bureaus. I decided to get a discover card and choose the chrome it. They only gave me a 500sl. how much and often or quick do the CLI happen? I guess I should be happy to be back in the game I was really hoping for at least a 1,000 sl. Any comments will be appreciated.

Message 1 of 9
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Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats! on getting your foot in the Disco Door. Look around, there's a wealth of information and threads dedicated specifically to Discover & CLI. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 2 of 9
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Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats on the new Chrome!  I think it will grow exponentially in a quicker timeframe than most.


Message 3 of 9
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Senior Contributor

Re: DISCOVER CHROME LOW SL

Congrats on getting your foot into Discover's door! I'm sure that limit will grow in no time!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:



On the chopping block:

Message 4 of 9
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Established Contributor

Re: DISCOVER CHROME LOW SL

Congratulations on your approval! Don't fret on the SL. Discover can grow rather quickly. Like the commenters stated above, there are tons of threads on Discover CLI and SL.
Message 5 of 9
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Regular Contributor

Re: DISCOVER CHROME LOW SL

Don't feel bad. Just appreciate what you get and know that it will grow in no time! I got my first auto cli from them 4 months after I got the card (Discover IT). Then after that you can always ask for CLI SP on their site so just take care of it. It's a worth it bank Smiley Happy


Message 6 of 9
Regular Contributor

Re: DISCOVER CHROME LOW SL

Discover also gave me a $500 SL. After 2.5 months I requested a bump and they gave me a $1000. It'll grow quick. Patience Patience

July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 7 of 9
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Valued Contributor

Re: DISCOVER CHROME LOW SL

Congrats on your approval!  I decided to take the plunge on the Discover IT Chrome card today as well and was approved for 10k!  Very excited since I just started rebuilding my credit 2 years ago exactly this month!  I think you will see a faster CL increase than most people and even better interest rates. 




UNpopular opinions have served me well and will offer that which has worked for me.
Message 8 of 9
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Frequent Contributor

Re: DISCOVER CHROME LOW SL

Good job on building your portfolio!

Current Scores: EX: 650 (+3)| TU: 666 (+35)| EQ: 653 (+45)
Next Goal: Min. 680 w/all CRAs
Gardening Until: 5/19/19| Last App: 8/2/18
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