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I finally got in the door with Discover. I bank with chase which i have my biggest limits with so I thought Discover would come in with a larger SL. Bummed out but glad to be in with Discover since I have been reading here about the SP for CLI. My question to the forum is should I be concerned with the low SL(being bucketed) or is this a routine thing for discover.
Congrats on the approval . Disco is a strange bird, some have a lot of luck increasing with them and others it's a slow process. I started out with 1K and they were very stingy with clis and it took me awhile to move, I finally had to combine cards to get a decent limit with them and it's still not in line with my other cards. But yes discover will do Sps for CLIs.
You seem to have decent cards, may I ask why you are still holding open sky and credit one and those over priced catalog cards? You certainly have some prime cards and may want to cut them loose.
The opensky card was my very first card back in july 17, and credit one came the next summer in my building process.
@Anonymous wrote:The opensky card was my very first card back in july 17, and credit one came the next summer in my building process.
Closing them will not hurt your AAOA these will report up to ten years.
@Anonymous wrote:The opensky card was my very first card back in july 17, and credit one came the next summer in my building process.
You can close both of them if there are no reasons to actually use them for a purchase.
Congrats on your Discover Approval.
One reason you could be getting low limits,
If you have applied for to many cards in a short time period of time, Or to many new acounts in the last year or two..
without knowing your credit profile?, It's just a wild guess.
My scores from myfico are
Ex= 673
Trans= 729
Ex= 665
util= 19%
I seriously thought that they would hurt my AAoA so I charged 20 each mth but thanks so much for the points