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DISCOVER IT CLI+account combination+data points

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Np1791
Frequent Contributor

DISCOVER IT CLI+account combination+data points

Alright guys so I've had my first Discover card for almost two years now. Anniversary is in November. My second Discover card is really new, almost three months now. 

1st Discover card is at 15,500 with a 5,500 balance that's 0apr for 12 months

2nd Discover card is at 3,000 with a 0 balance 

 

Requested an increase on both and only my second one gave me an increase of 500 dollars. Called in and was able to transfer the ENTIRE credit line on my first Discover card to the new one. That is right 18,500 limit and the first account just gets closed with a balance. Didn't know that was possible at all. I thought I would only be able to transfer my available credit. 

 

After this the rep tells me that they can actually increase me all the way to 21K including the transfer. So from 3K to 21K in a matter of minutes. How cool is Discover???? Will be my new daily driver since they are matching everything right now. Also have a 18 month 0apr balance transfer offer available on my account until 08/10/2018. Will problably use that to transfer my Amex balance now. So happy.

 

My Discover fico scorecard says my score is at 728 as of 07/13/2018

 

If you have any questions please ask!

As of 11/28/2018
Message 1 of 11
10 REPLIES 10
Dave4fun
Regular Contributor

Re: DISCOVER IT CLI+account combination+data points

Congratulations! I love Discover. Customer Service is superb and they seem to always give out their "Luv" Smiley Wink  Well Done and enjoy your new limit!

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 2 of 11
Np1791
Frequent Contributor

Re: DISCOVER IT CLI+account combination+data points


@Dave4fun wrote:

Congratulations! I love Discover. Customer Service is superb and they seem to always give out their "Luv" Smiley Wink  Well Done and enjoy your new limit!


Thank you!

As of 11/28/2018
Message 3 of 11
Anonymous
Not applicable

Re: DISCOVER IT CLI+account combination+data points

Congrats on CLI! Smiley Very Happy

Message 4 of 11
Anonymous
Not applicable

Re: DISCOVER IT CLI+account combination+data points

Congrats on CLI !!!! Disco love your profile for sure

 

 

Message 5 of 11
AverageJoesCredit
Legendary Contributor

Re: DISCOVER IT CLI+account combination+data points

Big gratsSmiley Happy

I have a question, how does Discover work exactly?
Message 6 of 11
JR_TX
Valued Contributor

Re: DISCOVER IT CLI+account combination+data points


@AverageJoesCredit wrote:
Big gratsSmiley Happy

I have a question, how does Discover work exactly?

Lol AJC! 

From what I understand is that you have to hit the exact same target on a spinning dart board three times then hit the bullseye ten consecutive times then hit the CLI button with your little left foot toe while bending over backwards!

Then they give you $100 CLI No questions asked!!!  Smiley Happy

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 7 of 11
joltdude
Senior Contributor

Re: DISCOVER IT CLI+account combination+data points

I keep trying to figure them out AJC,  I keep trying... 

Every time she gets into a groove, she changes things up and wants different things out of folks and their profiles....

Really wish I could just give you a piece of my CLI, if nothing else, for all the hassle youve gone through to wine and dine Miss Disco...

 

-J

 

 

Message 8 of 11
Anonymous
Not applicable

Re: DISCOVER IT CLI+account combination+data points

Congrats!! The extra CLI = sprinkles on top! 

When you said almost 3 months, how close do you mean?

Message 9 of 11
Np1791
Frequent Contributor

Re: DISCOVER IT CLI+account combination+data points


@Anonymous wrote:

Congrats!! The extra CLI = sprinkles on top! 

When you said almost 3 months, how close do you mean?


Yes the CLI was just the topping of it all! 

Account was opened May 7th 2018. I wasn't planning on applying for the CLI until 08/05/2018 more or less so just a few days shy of 90. 

As of 11/28/2018
Message 10 of 11
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