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DISCOVER IT

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Member

DISCOVER IT

got discover it back 2016 $2000 cl , never used it. 3 month ago i requested a CLI and was denied ( score 710), so i requested a balance transfer , and start  paying back. After 3 payment i was appouved for 1800 CLI. they said you can request a cli once every 30 days, soft pull. They use experian in TX.

4 REPLIES 4
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Regular Contributor

Re: DISCOVER IT

Congratulations!! I got my first CLI and it's auto 4 months after I got the card. They will always give you a CLI when you use the card and request as much as you want with SP. But when you do ask for CLI so often, it'll deny you or give you small like $300.


Message 2 of 5
Valued Contributor

Re: DISCOVER IT


@TheBrownDaredevil wrote:

...  But when you do ask for CLI so often, it'll deny you or give you small like $300.


Perhaps that's been your experience. Others have documented quite different results. 

And Congrats! bf on your substantial CLI. Trying for a DD?

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 3 of 5
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Regular Contributor

Re: DISCOVER IT

Congrats that’s a nice one.

Discover hasn’t been so nice to me. I don’t know what differentiates me me from the people that they are so generous with. I like the card and have tried all kinds of variations of using it and paying it but they’re just stingy with me lol.


Starting Score: 564 in 2012
Current Score: 763
Goal Score: 850 by 5/2020


Take the MyFico Challenge 2018

Gardening until late 2020.
Message 4 of 5
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Senior Contributor

Re: DISCOVER IT

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 5
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