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DIscover IT Approve $10,000 APR 11.99%

Anonymous
Not applicable

DIscover IT Approve $10,000 APR 11.99%

I made a post back in Decmeber 2019 about filling out Discover Prequalifier  and was given a solid APR of 20.49%. I received a number of replies stating Discover won't let you back in post until you wait 5 years post bk, because 2 years is just too soon. My final response on the post was that my situation isn't typical and I'll create a new thread if I get approve! Today the pre qualifier stated 0% APR for 14 months follow by a standard APR of 11.99%. I decided to apply and I was approved for $10,000. Mind you the website states "Your APR will be 11.99% to 22.99% based on your creditworthines".disc-appr2.png

33 REPLIES 33
AllZero
Mega Contributor

Re: DIscover IT Approve $10,000 APR 11.99%

Congratulations on your approval!

Message 2 of 34
Anonymous
Not applicable

Re: DIscover IT Approve $10,000 APR 11.99%

Congrats but why did you block out the credit limit?

Message 3 of 34
CreditAggie
Community Leader
Super Contributor

Re: DIscover IT Approve $10,000 APR 11.99%

Congratulations on your Discover approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9 (September 2023):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 34
Anonymous
Not applicable

Re: DIscover IT Approve $10,000 APR 11.99%

I updated the post and the limit is visible and listed as $10,000

Message 5 of 34
MyFault
Valued Contributor

Re: DIscover IT Approve $10,000 APR 11.99%

Congrats!








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Message 6 of 34
Anonymous
Not applicable

Re: DIscover IT Approve $10,000 APR 11.99%

Nice job. Thats a pretty good start with Discover bank.

Message 7 of 34
Anonymous
Not applicable

Re: DIscover IT Approve $10,000 APR 11.99%

Congrats on your new card

Message 8 of 34
Anonymous
Not applicable

Re: DIscover IT Approve $10,000 APR 11.99%

Thank you! This was a beyond abnormal start because they were included in Bankruptcy. In the other thread I posted a member suggested calling Discover and offering to pay them back the money that was discharge to get back into good grace. I'm glad I didn't go that route.

Message 9 of 34
M_Smart007
Legendary Contributor

Re: DIscover IT Approve $10,000 APR 11.99%

Congratulations!

Message 10 of 34
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