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DIscover IT Update

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CraveMazda
Contributor

Re: DIscover IT Update


@Platinum wrote:

@CraveMazda wrote:

@Platinum wrote:

Congrats !!! Thanks for sharing. That is a great starter limit for Discover. I was approved this September with 805 FICO for $3500 only. They increased it to $8500 few days ago with HP.


  Thanks! Can I ask what your other cards limits are? My highest limit prior to them approving me was $10K with Nordstroms - could have been $15K since they offered it to me but I said I'd take $10K instead (dum dum move). Anyway my NFCU credit card has a limit of $23K but I was told that most banks don't look at what a CU has given out in credit. Could that be why Discover started me at $11,500? 


My next lowest was Citi AAdvantage WMC at $20K.


Thanks for sharing. I don't know then, not sure why Discover decided to grant me the credit they did. I'm happy they did though Smiley Happy



Cap 1 Plat: $750 | Zync: NPSL | NFCU Rewards MC: $23K | Nordstrom Visa: $10K | USAA Amex: $4K | Chase Freedom: $5K | Discover IT: 11,500K | BCE: $ 11K
Message 11 of 17
CraveMazda
Contributor

Re: DIscover IT Update


@jeffg330 wrote:

Congrats! Thats one of the highest starting CL that I've seen for discovery posted here


Thank you! 



Cap 1 Plat: $750 | Zync: NPSL | NFCU Rewards MC: $23K | Nordstrom Visa: $10K | USAA Amex: $4K | Chase Freedom: $5K | Discover IT: 11,500K | BCE: $ 11K
Message 12 of 17
alvon123
Super Contributor

Re: DIscover IT Update

congrats


Message 13 of 17
asphaltcowboy
Valued Contributor

Re: DIscover IT Update

Congrats on the approval and great starting limit !!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 14 of 17
Down_2Bizness
Regular Contributor

Re: DIscover IT Update

Congrats!


Starting Score: EQ FICO 566 09/30/13
Current Score: EQ FICO 688 3/10/14 TU FICO 680 3/10/14 (Barclaycard) EX FICO 691 1/12/14 (LP)
Goal Score: 700
My Wallet: Capital One $1500 / Wells Fargo $1600 / J Crew $2050 / Victoria's Secret $2300 / Barclay Apple Financing Visa $2500 / Discover It $1700 / Home Depot $1100 / Delta Skymiles AmEx $1000

Message 15 of 17
sdwalt
Regular Contributor

Re: DIscover IT Update

Nice.

Message 16 of 17
djc1puno
Valued Contributor

Re: DIscover IT Update


@CraveMazda wrote:

I went on a mini spree, one of the cards I was approved for was the Discover IT card. It was an instant approval but no word on what the limit was. Somewhere on the board someone had posted that they  saw the alerts settings pop-up which they thought gave an indication of the credit they were approved for. Using that logic my alert was set to $10,400. So I assumed my CL would be $10,500. 

 

I got the notice that access to the website was set so i could login. I logged in to find that my credit limit is actually $11,500 Smiley Happy

 

Not bad...'

 

I still don't understand why they don't tell you what your limit is upon approval. 


super starting CL! congrats Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 17 of 17
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