Hey all,
DW's Amex PRG annual fee hit on her last statement and I figured it was time for her to open an AMEX Everyday card and get a refund for that AF. We didn't get the best offer, 10k for $1k spend, but after about a week of trying incognito browser windows, the VPN trick, we were tired and just ready to apply under the standard offer. Her AMEX Everyday card was approved for $6,500 but surprisingly at the highest APR... *shrug*
This summer we plan on making a Yellowstone run with the kids so I started searching for hotels. No Marriot or Hilton hotels anywhere remotely close to the park so I start looking for other chains and found a Holiday Inn at a decent rate (for the location and time of year). I remember reading on the forums how the IHG was an underdog but highly favored hotel card here. Knowing DW might get an instant approval vs a drawn out denial, or borderline approval after a couple weeks, I talked her into apping for the card. Instant approval for $22,000! She called right away to get the card overnighted, it arrived today and we applied Sunday evening. Weirdly enough, she asked if they could move $2,000 from the IHG to her Freedom card (to even her Freedom out to 5k), they said the only way they could, would be to close the IHG account and move the whole limit. I thought that was pretty odd as they had no problem moving limits around when I got my United card back in January.
I've got to update my signature and score not just for her cards, but to include my USAA credit card, $8,000 for a USAA Rewards Visa Signature pre-selected offer. I was surprised at the APR and limit considering I cold apped and immediately cancelled a USAA Preferred Cash Rewards Visa that was approved for a measly $2,000 at the highest APR, 26 something...
Oh one last thing, does anyone know how to enroll or where to find wifey's IHG rewards information. Do we just sign up for a new IHG one, there wasn't any rewards info listed on the credit card...
Thanks,
Oz
