DW Approved for PayPal Cashback MC - myFICO® Forums - 5681997

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She was trying to ditch the Credit one card and her TU updated to 640 recently with 4% util and few lates with cap one and discover from 4 months ago. Cold apped and approved for $2000 SL. Did not expect that.

She is adding me as an authorized user. Will this report to CRAs?

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There is the possibility that it will but not all companies report AU’s the same.
I’m an AU only sons Barclaycard and my daughter is AU on my discover and Capital One, all of these have been reporting the same information for AU as the primary.

By the way, congratulations on your improvements so far!

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Congrats to the DW on the approval!

Scores - All bureaus 770 +
TCL - Est. $410K

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Send Congrats to DW

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Yes, they report AU. My DW is an AU on my ppmc.

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Congratulations to your DW on the approval!

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Yes they will report the AU, a few weeks ago I added my partner to mine and it is already reporting.

TU - 785
EX - 771
EQ - 779

Library Of Congress FCU | $

Citi premier 13
CSP 29
X1 33.5k
/CIU 6k

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Congrats to DW on the Paypal approval!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

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Congrats! Loving my new card and racking the CB.

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Congrats to your DW on her approval!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO

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