Re: DW Approved for PenFed PCR

cashorcharge · ‎09-19-2020

I wish you the best of luck!

spiritcraft1 · ‎09-24-2020

@spiritcraft1 wrote:

EQ09 = 726
DTI = 11%
Utilization = <1%
TCL = $60k or something
(2) 6.5YO Paid CO's
(1) 6,5 YO open CA ($4k)

DW finally got the official email to sign the CC agreement. Approved for $7,500.00 No other docs or validations were requested. Easy process and I am sure it will grow in time.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Loquat · ‎09-24-2020

@spiritcraft1 Updated your post to reflect approval. Congrats to DW!!

CreditAggie · ‎09-24-2020

@spiritcraft1 wrote:
@spiritcraft1 wrote:

EQ09 = 726
DTI = 11%
Utilization = <1%
TCL = $60k or something
(2) 6.5YO Paid CO's
(1) 6,5 YO open CA ($4k)

DW finally got the official email to sign the CC agreement. Approved for $7,500.00 No other docs or validations were requested. Easy process and I am sure it will grow in time.

Congratulations on DW's PenFed Power Cash Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

xiocc · ‎09-24-2020

Congrats on the DW approval!

DW Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

DW Approved for PenFed PCR

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Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Conditionally Approved for PenFed PCR

Re: DW Approved for PenFed PCR

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