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DW- Sears CITI Approved $4k SL

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Established Contributor

DW- Sears CITI Approved $4k SL

We wanted to purchase home appliances for our new home and narrowed down to sears as it has best deals for the Labor day sales.With price matching and additional discounts Sears seems to beat Lowes and HD. So went applying for Sears Citi MC card with DW profile.

After applying Online app, it came back asking us to call the Sears credit department with reference number.

DW called them and answered few verification questions and finally heard them say "You're approved with $4k credit limit. Congratulations. "
We are so happy for the SL since our total purchase price came around $3.2k

Thanks much for all providing the good information about applying this card.now I will put that payment before it cuts the statement date. So that it would not hit the Credit bureaus with over utilization.
7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


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Message 1 of 10
9 REPLIES 9
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Valued Contributor

Re: DW- Sears CITI Approved $4k SL

Congrats on the approval and new appliances Smiley Happy


Message 2 of 10
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Valued Contributor

Re: DW- Sears CITI Approved $4k SL

You have a nice card there. Smiley Wink

Message 3 of 10
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Established Contributor

Re: DW- Sears CITI Approved $4k SL

Congrats on the approval!Smiley Very Happy




Message 4 of 10
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Frequent Contributor

Re: DW- Sears CITI Approved $4k SL

Congrats to your DW. Nice SL too! Hope you were able to get what you needed for your new home Smiley Happy

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Message 5 of 10
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Established Contributor

Re: DW- Sears CITI Approved $4k SL

Thank you all.

Is there a chance to get sp cli on this card? If so any duration should I wait?
7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 6 of 10
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Valued Contributor

Re: DW- Sears CITI Approved $4k SL


@GetMeSlick wrote:
Thank you all.

Is there a chance to get sp cli on this card? If so any duration should I wait?

I had the Sears MC up until a year ago. They always soft-pulled my report when I ask for a CLI. You should wait a couple of months; Citibank is strangly tough on Sears cardholders. YMMV, of course. Smiley Happy

Message 7 of 10
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Established Contributor

Re: DW- Sears CITI Approved $4k SL

That's good to know.
7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 8 of 10
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Established Contributor

Re: DW- Sears CITI Approved $4k SL

Congratulations! Enjoy your new applicances!

Message 9 of 10
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Senior Contributor

Re: DW- Sears CITI Approved $4k SL

Congrats on your approval , nice limit and Welcome to Citi family !!!

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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