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DW goes 9 for 11 on SP CLIs!

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tcbofade
Super Contributor

DW goes 9 for 11 on SP CLIs!

Holy Cow!

 

Discover IT + $500.  (How long until she can ask again?)

Capital One QS.  No.

Old Navy Visa + $1,870.

Walmart +$1,500.

Lowes.  No.

Paypal Visa + $4,500.

Citi Simplicity + $2,000.  (How long until she can ask again?)

JCPenney +500

Kays +500

Lane Bryant +250

Conoco + $2,000.  (...because we ALL need a $4k gas card, right?)

 

That's $13,620 in soft pull (NO INQUIRIES) credit line increases in ONE day.

 

...that oughta help her utilization ratio.  Smiley Happy

 

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Congrats! That is great news - I  hope her UTIL takes a nose dive!!

Message 2 of 9
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Back in the day I used to ask for Discover CLIs after every statement. Had a good run for a while there!
Message 3 of 9
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Congrats to the DW!

That is a big chunk o pie right dere!

 

Discover, I have gotten love as early as 6 weeks after last press of love button.

You could also read about the disco double dip'n - others will prob add more on that!

Might be other way around, call in first, then hit luv button after, but I have never done it myself

 

 

Message 4 of 9
K-in-Boston
Credit Mentor

Re: DW goes 9 for 11 on SP CLIs!

Congrats! With Discover, people are usually on 30, 60 or 90 day cycles, sometimes much longer. There's no harm in asking every 30 days. With Citi it's exactly 6 calendar months, so set your calendar for September 2nd. Asking too early doesn't reset the Citi clock for your Citi increase (and why did I just read that in the City Wok guy's voice?).

Message 5 of 9
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Nice run for dw! Congrats on the increases! 

Message 6 of 9
simplynoir
Community Leader
Mega Contributor

Re: DW goes 9 for 11 on SP CLIs!

She went on nice run there. Congrats to your DW!

Message 7 of 9
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Congrats to DW
Message 8 of 9
Anonymous
Not applicable

Re: DW goes 9 for 11 on SP CLIs!

Congrats! That’s how it’s done.
Message 9 of 9
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