DW had her fun ...now my turn !

Fico82 · ‎02-27-2020

So for a few weeks now i been thinking of my second card for this year and decidied on us bank. Would like a utility/cel/internet card . After reading alot of data points on here came to the conclusion that the us bank + cash card is a tough one to get and has low starting limits. Been nervous all day but finally pulled the trigger few min ago ! Approved for 15k ! Not sure the apr or the other amount it showed for balance transfers cause i got excited and hit accept card ! I will now be going on ice just like the wife and relax and use our new cards to there full potential . Next card on my list is the citi DC but i will wait until whenever they do a SUB which is very rare.

I am now 2/24 - 2/12 - 2/6

Scores upper 700's

Dti under 3%

Thank you guys for all the info on here .

AllZero · ‎02-27-2020

Congratulations on your approval!

Medic981 · ‎02-27-2020

Congrats on the approval!

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

newfossil · ‎02-27-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

M_Smart007 · ‎02-27-2020

Congrats!

thornback · ‎02-27-2020

Congrats!! Very nice SL 😊

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.