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DW is not a MyFICOer

gdale6
Moderator

Re: DW is not a MyFICOer

Interesting story, congrats to DW Smiley Happy

Message 11 of 37
CreditAggie
Senior Contributor

Re: DW is not a MyFICOer

Congratulations on DW's Walmart Mastercard approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 12 of 37
NoMoreE46
Established Contributor

Re: DW is not a MyFICOer

The intent was more of a playful story tell than a rant or for the Approval thread.  She'll easily out handle my butt on many other things but when it comes to cards, I am more tuned in on this area.  


A few years ago, she thought that it was odd when I said that we must use a new specific card for everything during the next 90 days.  She went with it and we just made it with the spend organically.

gave her that $500 SUB; she was astonished and surprised that we got $500 for just using a CC.  

 

 

Message 13 of 37
Aim_High
Senior Contributor

Re: DW is not a MyFICOer

That was funny @NoMoreE46!!  Smiley LOL

Thanks for a laugh! 

 

I can definitely identify as I imagine many of our members do. 

My DW is not a MyFico'er either. 

She tells me I put her to sleep talking credit cards.  Lol. 

 

Anyway, congratulations on DW's approval for the Walmart card! 



Length of Credit > 35 years; Total Credit Limits > $500K
AoOA > 28 years (Jun 1993); AoYA (Aug 2020); Gardening since 08/15/20.
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 14 of 37
NoMoreE46
Established Contributor

Re: DW is not a MyFICOer


@Aim_High wrote:

That was funny @NoMoreE46!!  Smiley LOL

Thanks for a laugh! 

 

I can definitely identify as I imagine many of our members do. 

My DW is not a MyFico'er either. 

She tells me I put her to sleep talking credit cards.  Lol. 

 

Anyway, congratulations on DW's approval for the Walmart card! 


@Aim_High 


ha,

When I am on this forum,  she just gives me a  ' no - really? not again ' look.    I think she would rather have me looking at dirty websites... 

 

Message 15 of 37
Aim_High
Senior Contributor

Re: DW is not a MyFICOer


@NoMoreE46 wrote:

@Aim_High wrote:

That was funny @NoMoreE46!!  Smiley LOL

Thanks for a laugh! 

 

I can definitely identify as I imagine many of our members do. 

My DW is not a MyFico'er either. 

She tells me I put her to sleep talking credit cards.  Lol. 

 

Anyway, congratulations on DW's approval for the Walmart card! 


@Aim_High 


ha,

When I am on this forum,  she just gives me a  ' no - really? not again ' look.    I think she would rather have me looking at dirty websites... 


I know, right!?! Smiley Tongue 

Of course, I've spent a LOT of time on here the past 18 months.

You guys are officially nicknamed my "FICO Peeps!"  Lol Smiley Wink

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fupload.wikimedia.org%2Fwikipedia%2Fcommons%2Fthumb%2F9%2F9a%2FPeeps-Yellow-Pink.jpg%2F1200px-Peeps-Yellow-Pink.jpg&f=1&nofb=1



Length of Credit > 35 years; Total Credit Limits > $500K
AoOA > 28 years (Jun 1993); AoYA (Aug 2020); Gardening since 08/15/20.
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 16 of 37
newmomnewme
Valued Contributor

Re: DW is not a MyFICOer

@NoMoreE46 Thanks for the mid day chuckle 😂😂😂 I think we are all in the same boat right. My other half could care less about credit...he laughs at me until he sees the cash back!!! 

In our home, you all are known as my credit guys. 🥰. Wait, don't accept the offer yet, let me check with my credit guys first!!!! 

He's no slouch, just not as interested in the utilization thresholds as I am. 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 17 of 37
NoMoreE46
Established Contributor

Re: DW is not a MyFICOer


@newmomnewme wrote:

@NoMoreE46 Thanks for the mid day chuckle 😂😂😂 I think we are all in the same boat right. My other half could care less about credit...he laughs at me until he sees the cash back!!! 

In our home, you all are known as my credit guys. 🥰. Wait, don't accept the offer yet, let me check with my credit guys first!!!! 

He's no slouch, just not as interested in the utilization thresholds as I am. 


@newmomnewme 


I pick my battles and optimizing BOTH of our CC spend aint a battle that I will ever win  😥.  

 

Funny- she did tell me afterwards that her best friend's  husband applies sticky notes on all of her cards instructing her which one to use for certain categories 😍.

 

Message 18 of 37
Mr_Mojo_Risin
Senior Contributor

Re: DW is not a MyFICOer

I know what you mean!! My GF just doesn't get into it like I do. 

Congratulations on the CC!!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 19 of 37
Mr_Mojo_Risin
Senior Contributor

Re: DW is not a MyFICOer


@Aim_High wrote:

@NoMoreE46 wrote:

@Aim_High wrote:

That was funny @NoMoreE46!!  Smiley LOL

Thanks for a laugh! 

 

I can definitely identify as I imagine many of our members do. 

My DW is not a MyFico'er either. 

She tells me I put her to sleep talking credit cards.  Lol. 

 

Anyway, congratulations on DW's approval for the Walmart card! 


@Aim_High 


ha,

When I am on this forum,  she just gives me a  ' no - really? not again ' look.    I think she would rather have me looking at dirty websites... 


I know, right!?! Smiley Tongue 

Of course, I've spent a LOT of time on here the past 18 months.

You guys are officially nicknamed my "FICO Peeps!"  Lol Smiley Wink

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fupload.wikimedia.org%2Fwikipedia%2Fcommons%2Fthumb%2F9%2F9a%2FPeeps-Yellow-Pink.jpg%2F1200px-Peeps-Yellow-Pink.jpg&f=1&nofb=1


When I'm on here,  my GF always likes to say "Oh you looking at your FICO score again". I'm like NO! I don't look that "every" time. Lol 🤣  

I like the FICO peeps though!!

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 20 of 37
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