DW's Chase Freedom Approval w/ thin file

Anonymous · ‎06-30-2016

After only 4 months of total credit history, my DW received a pre-qualified offer for Chase Freedom through their online pre-qual tool. I strongly encouraged her to app because their prequals are quite reliable. Anyhow, she apped on 6/29 and got the pending message. She called status line and got the 30-day message. This morning, 6/30, she called the status line again and was approved for $4500! I was very surpised at this given her thin file and short credit history but we're ecstatic nonetheless

VantageScore TU: 717

AAoA: 2 months

No Baddies

CSP: AU

INK+: AU

Amex BCE: AU

Cap1 Plat: $300

Chase Freedom: $4500!!

RonM21 · ‎06-30-2016

Congrats to her on the approval!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-30-2016

Thanks RM21!

Anonymous · ‎06-30-2016

Congrats!

alextercero · ‎06-30-2016

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Vegas4Play · ‎07-01-2016

Congrats to DW !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.