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Had my dad join NFCU through me and applied for the Platinum card. Application was approved for $4.2K at 6.99% APR (lowest offered). He has a BK from 2012, a 30 day late from last year, and two recent medical collections ($100), and scores in the high 600's, yet he got the lowest APR, mine is at 8.99%.
@jacetx wrote:Had my dad join NFCU through me and applied for the Platinum card. Application was approved for $4.2K at 6.99% APR (lowest offered). He has a BK from 2012, a 30 day late from last year, and two recent medical collections ($100), and scores in the high 600's, yet he got the lowest APR, mine is at 8.99%.
Congrats to your dad.
Shocked though, given his scores and credit file that he received the 6.99% APR. Very surprised.
Nice snag for Dad!! Fantastic APR!