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Daugter’s CapOne credit steps increase

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Anonymous
Not applicable

Daugter’s CapOne credit steps increase

Her EQ 08 is 656 I don’t know her other scores. She has some 6 yr old charge offs.

Capital one Quicksilver SL 1k
Credit steps +3k
New CL 4K

She used it for everything each month and PIF after a statement generated and let the balance report.
Message 1 of 7
6 REPLIES 6
Remedios
Credit Mentor

Re: Daugter’s CapOne credit steps increase

Congrats on her increase 

Message 2 of 7
Creditplz
Valued Contributor

Re: Daugter’s CapOne credit steps increase

I was always under the impression that credit steps was only a $200 increase usually from $300—>$500!

Learned something new! Congrats huge increase!
Message 3 of 7
stonedog23
Frequent Contributor

Re: Daugter’s CapOne credit steps increase


@Creditplz wrote:
I was always under the impression that credit steps was only a $200 increase usually from $300—>$500!

Learned something new! Congrats huge increase!

It can also be from $1000 to $1500. But a 4K limit doesn’t seem like credit steps to me. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 4 of 7
AverageJoesCredit
Legendary Contributor

Re: Daugter’s CapOne credit steps increase

Thats a huge increase for her, agsinst the grain. Well doneSmiley Happy
Message 5 of 7
Anonymous
Not applicable

Re: Daugter’s CapOne credit steps increase

Congrats on CLI !!!

 

 

Message 6 of 7
19eighty5
Senior Contributor

Re: Daugter’s CapOne credit steps increase

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 7 of 7
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