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It's been a long time since I have posted on this forum but I thought now would be good time to start back up again, my discharge was yesterday and I burned almost everyone, literally.
I went to the Cap One pre-qualify link and was prequalified for their QS card, got approved for $3k.
Then I had been getting mailers for Credit One's no fee visa so I went for it and was approved for $1.5k.
I also have the secured Chime CC that survived the BK so I do have three cards, not sure if I should garden for around 6 months and try for more then or if I should pick up one or two higher-limit secured CCs then wait the 6 months. Opinions are welcome, thank you.
congrats on the new cards. Cap 1 is a savior for those that have been through a BK and need to rebuild
Congrats on your approvals
Congrats on the new approvals!
I'd try gardening for at least 3 months.
Congratulations on your approvals and DC! Take it easy on applications for the foreseeable future, get a SSL if you don't have a loan reporting, and stay in the garden until your accounts have aged for about a year or so. You are set up to reach 700 FICO by month 24 if you stay the course. Be patient and good luck!
@willwar14 wrote:It's been a long time since I have posted on this forum but I thought now would be good time to start back up again, my discharge was yesterday and I burned almost everyone, literally.
I went to the Cap One pre-qualify link and was prequalified for their QS card, got approved for $3k.
Then I had been getting mailers for Credit One's no fee visa so I went for it and was approved for $1.5k.
I also have the secured Chime CC that survived the BK so I do have three cards, not sure if I should garden for around 6 months and try for more then or if I should pick up one or two higher-limit secured CCs then wait the 6 months. Opinions are welcome, thank you.
Congratulations on your approvals.
I would go slowly on adding more accounts.
Congratulations on your approvals!
WooHoo!! Congratulations on your succesful rebuild and recent Approvals!!👏🏼🍾🥂