Hello DeeBee, Is your request for Lowes CLI got soft pull or hard pull? I have my Lowes card for >2 years, and I never ask for CLI. If it is a softpull, I want to try to request for CLI. Thank you for your reply.
It was a soft pull.
If you were going to close it then why would you bother asking for a CLI?
A CLI is NEVER guaranteed to be a soft pull (ask the Comenity folks as of lately)
The bear at Synchrony should be avoided being poked especially if you have no intentions on keeping it.
Unless of course you don't mind turning over your tax transcripts.
Thanks, but it was a SP. I'm not overexposed on Synchrony, so I don't feel nervous asking for CLI's.
Next step is 25K, seems Synch likes to go to 17K from 10 or 12K then from 17K to 25K. Might be able to get more before closing it in the summer.
I get what you're saying, but I can't help but agree with most of what everyone else is telling you. I myself have a Lowes card for just in case purchases for my house. It's almost like a credit card insurance policy. My only other thing I would say to you would be to close it sooner rather than later. The longer you wait the more it will affect your credit when you do close it. Put me down in the you should keep it club though. Just my two pennies.