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Decided to try my luck with PayPal credit!

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Gmood1
Super Contributor

Decided to try my luck with PayPal credit!

What's interesting is, I wasn't able to apply with my original Paypal account dating back 17 years .

I had to open another, using a different email address. I was invited to apply for both 2% CB and PayPal credit afterwards. Only applied for the hidden line of credit today and another lender. Jury still out on the other app. 

While surfing on eBay. I spotted something I've wanted for several years. PayPal offered it at 24 months 0% interest. An offer I couldn't refuse!😂

SL is $5500. As you can see, I've already spent a chunk of that.

TU FICO 8 is a 778 with 17 inqs now.

I did a little research here before apping to make sure the line is still hidden. Hopefully it stays hidden!

 

PSX_20190323_165506.jpg

Message 1 of 30
29 REPLIES 29
Jnbmom
Credit Mentor

Re: Decided to try my luck with PayPal credit!

Congrats. I as well had to open an account with a different email.
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Message 2 of 30
Gmood1
Super Contributor

Re: Decided to try my luck with PayPal credit!


@Jnbmom wrote:
Congrats. I as well had to open an account with a different email.

Thanks!! This line will come in handy down the road for sure!!!

Message 3 of 30
Anonymous
Not applicable

Re: Decided to try my luck with PayPal credit!

Congrats! I have been thinking about trying for PayPal Credit too because I want the financing offers but I have already added two Sync accounts since December so I am holding off — PayPal always suggests me to apply for it though. 

Message 4 of 30
Jnbmom
Credit Mentor

Re: Decided to try my luck with PayPal credit!


@Gmood1 wrote:

@Jnbmom wrote:
Congrats. I as well had to open an account with a different email.

Thanks!! This line will come in handy down the road for sure!!!


Yes I love the hidden tradeline and 0% offers, only downsize you can't request CLI, come on its synch lol........

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Message 5 of 30
pinkandgrey
Senior Contributor

Re: Decided to try my luck with PayPal credit!

Congrats! Sounds like a good SL

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 6 of 30
CreditCuriosity
Moderator Emeritus

Re: Decided to try my luck with PayPal credit!

Grats @Gmood1  although you pulled a rookie move and posted it in the CC section vs. approval section lol..  Rusty aren't we Smiley Happy

Message 7 of 30
Gmood1
Super Contributor

Re: Decided to try my luck with PayPal credit!

🤣🤣🤣😂😂
Thanks CC!
Yes I did. Had two windows open and posted in the wrong one. Lol
Message 8 of 30
Marz2002
Senior Contributor

Re: Decided to try my luck with PayPal credit!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval and the AWESOME SL!!!

 

I also had to open a different PayPal account to app for the 2% CB MC and the PayPal Credit account.

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 30
Gmood1
Super Contributor

Re: Decided to try my luck with PayPal credit!

Thanks Marz!!
Message 10 of 30
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