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Decided to try my luck with PayPal credit!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Community Leader
Super Contributor

Decided to try my luck with PayPal credit!

What's interesting is, I wasn't able to apply with my original Paypal account dating back 17 years .

I had to open another, using a different email address. I was invited to apply for both 2% CB and PayPal credit afterwards. Only applied for the hidden line of credit today and another lender. Jury still out on the other app. 

While surfing on eBay. I spotted something I've wanted for several years. PayPal offered it at 24 months 0% interest. An offer I couldn't refuse!😂

SL is $5500. As you can see, I've already spent a chunk of that.

TU FICO 8 is a 778 with 17 inqs now.

I did a little research here before apping to make sure the line is still hidden. Hopefully it stays hidden!

 

PSX_20190323_165506.jpg

Message 1 of 30
29 REPLIES 29
Community Leader
Valued Contributor

Re: Decided to try my luck with PayPal credit!

Congrats. I as well had to open an account with a different email.
NFCU ALLIANT PENFED USAA BBVA BB&T DISCOVER PPMC
AMAZON STORE WALMART CARE CREDIT IKEA LOWES WAYFAIR EBATES CARCARE MACYS
Message 2 of 30
Community Leader
Super Contributor

Re: Decided to try my luck with PayPal credit!


@Jnbmom wrote:
Congrats. I as well had to open an account with a different email.

Thanks!! This line will come in handy down the road for sure!!!

Message 3 of 30
Senior Contributor

Re: Decided to try my luck with PayPal credit!

Congrats! I have been thinking about trying for PayPal Credit too because I want the financing offers but I have already added two Sync accounts since December so I am holding off — PayPal always suggests me to apply for it though. 


Scores 1/2019:
Scores 6/2019:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 4 of 30
Community Leader
Valued Contributor

Re: Decided to try my luck with PayPal credit!


@Gmood1 wrote:

@Jnbmom wrote:
Congrats. I as well had to open an account with a different email.

Thanks!! This line will come in handy down the road for sure!!!


Yes I love the hidden tradeline and 0% offers, only downsize you can't request CLI, come on its synch lol........

NFCU ALLIANT PENFED USAA BBVA BB&T DISCOVER PPMC
AMAZON STORE WALMART CARE CREDIT IKEA LOWES WAYFAIR EBATES CARCARE MACYS
Message 5 of 30
Community Leader
Valued Contributor

Re: Decided to try my luck with PayPal credit!

Congrats! Sounds like a good SL

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 6 of 30
Moderator

Re: Decided to try my luck with PayPal credit!

Grats @Gmood1  although you pulled a rookie move and posted it in the CC section vs. approval section lol..  Rusty aren't we Smiley Happy

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Fifth Third | BB&T | Synovus | Commerce
Message 7 of 30
Community Leader
Super Contributor

Re: Decided to try my luck with PayPal credit!

🤣🤣🤣😂😂
Thanks CC!
Yes I did. Had two windows open and posted in the wrong one. Lol
Message 8 of 30
Valued Contributor

Re: Decided to try my luck with PayPal credit!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the Approval and the AWESOME SL!!!

 

I also had to open a different PayPal account to app for the 2% CB MC and the PayPal Credit account.

AMEX BCE $4K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $3K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
TCL - 100K+ | Rebuilding since April 2018
Message 9 of 30
Community Leader
Super Contributor

Re: Decided to try my luck with PayPal credit!

Thanks Marz!!
Message 10 of 30