Dell Preferred surprise SP Auto Increase

CreditMagic7 · ‎09-28-2022

Approved on 9/1/2020 for $4000 and this year of 2022 have tried numerous times by calling them trying to request a nudge up, anything but time and again always no iced tea from them. I assumed it would just stay stuck at that limit and i even considered closing them not long ago. Like this account since you can find discounts during sales promotions on new laptops and accessories etc.

Well combing CreditKarma as i normally do, i was auditing what lines looked like and how long they been that way etc. What caught my sights completely by surprise was when i noticed under Dell Preferred my Limit had been changed. It now shows $5500 which is great but never got any notice by email or USPS indicating when they raised it.

Signed into the Dell Account to confirm this and sure enough they have upped the credit limit to the $5.5K CK showed. Glad to see it finally got a lift after 2 years.

CreditAggie · ‎09-28-2022

Congratulations on your Dell auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

everest · ‎09-29-2022

Congrats on your Dell Preferred Auto CLI! 🎉

Stealth-1 · ‎09-29-2022

Congrats on the CLI. 🥂

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

nytokyobred79 · ‎09-29-2022

Congrats on your auto CLI.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

cashorcharge · ‎09-29-2022

WooHoo!! Congratulations on your Dell Approval!!👏🏼🍾🥂

KingRue8500 · ‎09-29-2022

Congrats on your Dell Preferred Account Auto CLI

babygirl1256 · ‎10-01-2022

Congrats on your Dell Preferred auto-CLI . . . I'm waiting on some auto- from some merchant . . . patience!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Boribori · ‎02-17-2023

I'm worried about them closing my account, is anyone here sure that I don't need much use on this account to keep it open? I opened it with a 3k SL and it increased to 4K last month auto cli. Ive spent maybe $100 on it lol.

TLDR, am I okay keeping it idle for a while?

Total Credit Limit : $29,600

CreditMagic7 · ‎02-17-2023

@Boribori wrote:
I'm worried about them closing my account, is anyone here sure that I don't need much use on this account to keep it open? I opened it with a 3k SL and it increased to 4K last month auto cli. Ive spent maybe $100 on it lol.

TLDR, am I okay keeping it idle for a while?

I wouldn't be overly concerned about that. Heck if nothing else just purchase a low cost Flash Drive and that is still considered USEAGE with them. They seem to count on potential purchase for any product that they sell IMO. I also got a SP Auto-CLI not long ago and is exactly what i did to let them know i noticed it.

Shortly after first being approved i did purchase a new DELL Laptop but that's been 2 years ago.