Have been working to get my husbands credit score up. Paid off a ton of smaller collections that were 1,000 and under, got him on a car note with me, his income has also shot up. He does however still have 4 collections- two medical collections which happened 2 years ago, one collection for 9K from 6 years ago that is out side of SOL and a personal loan also from 4 years ago. We are going to pay the persoanl loan collection and they already delete if its over 2 years old once paid even if settled for less than full. Also several paid Charged off credit cards that were secured from 2016 which I paid all of them last year (citi, discover, first progress, and cap one were charged off but now paid in full)
I do randomly check his pre-qualifiers to see if anything pops up. To my suprise Amex showed a pre-qual for Delta! Gave an instant approval for 1,000 dollars. His highest limit is 1,500 from our credit union however I do have him as an authorized user on several of my cards that have 30K limits. He also has a creditone with 600 dollar limit and a blaze with a 600 dollar limit. I'm planning to close the credit one for him with the new amex approval!
He was beside him self and excited to have his foot in the door!!
Congrats to DH! Hopefully you won't have to wait too long to use up all those skypesos from the SUB!
... I'm planning to close the credit one ...
Good plan. Congrats! on DH's approval.
Congratulations on DH's approval! 👍