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Delta Gold Amex - Approved!!

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Regular Contributor

Delta Gold Amex - Approved!!

In with Amex!!

Really really wanted this card or the BCE before I garden for the next 12-24 months. Experian score jumped to 659 today and knew it was my shot. Went to the pre-qual site and bam!! PRE-APPROVED! Couldn't believe it. 6 months ago scores were at 540, 6 collections removed, 4 charge-offs paid.

 

Went and applied... BOOM! Approved for $1000 SL. Profile is complete for now and off to the garden for the next 12-24 months. Really really wanted an airline card and to have one with Amex... ahh so nice.

 

Data -  Experian 659 fico 8, 6 inquiries in 24 months, 13% Util, AAOA 2 years 9 months

 

Once I water this card for a while I'll go for one of the Amex big boys in a couple years.

July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 1 of 9
8 REPLIES 8
Contributor

Re: Delta Gold Amex - Approved!!

Congrats on your approval!! I want an Amex but, have over 40 inqs so I need to be in the garden for at least a 1 year. I’m going to try in July when my bk is 5 years. Yay or nay, I’m taking a seat in the garden.
Message 2 of 9
Senior Contributor

Re: Delta Gold Amex - Approved!!

Congrats on approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 9
Frequent Contributor

Re: Delta Gold Amex - Approved!!

Congrats and welcome to the Amex family Smiley Happy
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 4 of 9
Senior Contributor

Re: Delta Gold Amex - Approved!!

Congratulations! I'm waiting for the day I can get my own AMEX card as well so posts like this give me hope!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 9
Regular Contributor

Re: Delta Gold Amex - Approved!!

Congrats!


Start: Low 500’s
Most Recent: 738-745
Over 100K CL Club
Focusing on Delta, Hilton, Amex MR and Chase UR
Message 6 of 9
Community Leader
Mega Contributor

Re: Delta Gold Amex - Approved!!

Its RETURN OF THE MAC, RETURN OF THE MACSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 7 of 9
Contributor

Re: Delta Gold Amex - Approved!!

Congrats on the approval!

Current Collection:

Future Additions:
Message 8 of 9
Established Member

Re: Delta Gold Amex - Approved!!

Congratulations 

Message 9 of 9
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