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Delta skymiles CLI on approval?

cem13
Established Contributor

Re: Delta skymiles CLI on approval?

01FEB16: Applied and appoved for $2,000 temporary limit

14FEB16: Received card and limit is $5,000

15FEB16: Called CSR to activate and requested x3 increase to $15,000.  Countered with $10,000.  I accepted. 

EX: 675

F'08 DEC19: EQ709, EX697, TU720; Clean since BK7 D/C 6/2011
Message 11 of 16
LAKings
Established Contributor

Re: Delta skymiles CLI on approval?


@cem13 wrote:

01FEB16: Applied and appoved for $2,000 temporary limit

14FEB16: Received card and limit is $5,000

15FEB16: Called CSR to activate and requested x3 increase to $15,000.  Countered with $10,000.  I accepted. 

EX: 675


Thanks for chiming in. I wonder what the advantage of waiting the 60 days is then.

Message 12 of 16
steviemack84
Valued Member

Re: Delta skymiles CLI on approval?

Id assume the advantage is they'd have a chance to monitor your usage, which increases your chances? I'm thinking of going for it since I've already dropped about 3k on my PRG an paid it off before the first cycle.

Message 13 of 16
steviemack84
Valued Member

Re: Delta skymiles CLI on approval?

Question for CEM13. What is a temporary limit? When you were approved did it specifically say temp limit? An once you got the card they automatically raised you to 5k at activation?

Message 14 of 16
cem13
Established Contributor

Re: Delta skymiles CLI on approval?


@steviemack84 wrote:
Question for CEM13. What is a temporary limit? When you were approved did it specifically say temp limit? An once you got the card they automatically raised you to 5k at activation?

I was approved instantly for $2000.  I think it said, "You have $2000 for immediate use".

 

The card arrived and the paperwork showed the credit limit of $5,000 before activation.

 

I called to activate and requested x3 for $15k but was countered with $10k.

F'08 DEC19: EQ709, EX697, TU720; Clean since BK7 D/C 6/2011
Message 15 of 16
KSK1912
Valued Contributor

Re: Delta skymiles CLI on approval?


@cem13 wrote:

@steviemack84 wrote:
Question for CEM13. What is a temporary limit? When you were approved did it specifically say temp limit? An once you got the card they automatically raised you to 5k at activation?

I was approved instantly for $2000.  I think it said, "You have $2000 for immediate use".

 

The card arrived and the paperwork showed the credit limit of $5,000 before activation.

 

I called to activate and requested x3 for $15k but was countered with $10k.


Where did you apply if you don't mind me asking, coz usually amex don't show approval amount when you apply online. I just got approved for Delta Gold, PRG and the Green card, and even though the Delta was an instant approval, i had to call in to find out my credit limit.


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Message 16 of 16
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