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Did I really just app after I tried to convince myself not to... Citi Double Cash Card

Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@morgacj2004 wrote:

Congrats! Garden what Garden ? 


lol Smiley Very HappySmiley LOL thanks

Message 11 of 20
Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card

Congratulations!

Message 12 of 20
surferchris
Valued Contributor

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card

LOL...Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 13 of 20
Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@surferchris wrote:

LOL...Congrats!


Thanks

Message 14 of 20
Loquat
Moderator Emeritus

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card

Congrats on your double cash card!

Message 15 of 20
Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@Loquat wrote:

Congrats on your double cash card!


Thanks

Message 16 of 20
RonM21
Valued Contributor

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card

Congrats on the approval! Citi is good for giving low limits with this card for some reason.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 17 of 20
Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@RM21 wrote:
Congrats on the approval! Citi is good for giving low limits with this card for some reason.

I've been reading that the starting limits are low but hey at least I'm in. I'll start using them for my everyday purchases and sock drawer the rest especially Wells Fargo which refuses to grow. Ugh Smiley Frustrated

Message 18 of 20
SouthJamaica
Mega Contributor

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@Anonymous wrote:

I talked myself out of apping last week. I haven't checked my mail in two weeks because I lost my mailbox key. Well today my mailman dropped all my mail off at the door. I had 10 invitations between Citibank and Chase. I bit the bullet and apped for Citibank. Approved for $1200. Man I wanted to wait and get my scores up so I could get a better limit. This trigger finger needs a breakin! Well the damage is done. I'm really done now for at least a year or more. How generous are they with CLI's and are they HP or SP? Do they ever auto increase? 2016-07-02.png


My experience with them on CLI's has been totally negative.

 

I've been with them since December 2014 and my credit limit hasn't budged.

 

Have never had an offer of SP CLI request; have on a few occasions requested a CLI, and each time it was denied, and each time it was an EX HP.


Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682

Message 19 of 20
Anonymous
Not applicable

Re: Did I really just app after I tried to convince myself not to... Citi Double Cash Card


@SouthJamaica wrote:

@Anonymous wrote:

I talked myself out of apping last week. I haven't checked my mail in two weeks because I lost my mailbox key. Well today my mailman dropped all my mail off at the door. I had 10 invitations between Citibank and Chase. I bit the bullet and apped for Citibank. Approved for $1200. Man I wanted to wait and get my scores up so I could get a better limit. This trigger finger needs a breakin! Well the damage is done. I'm really done now for at least a year or more. How generous are they with CLI's and are they HP or SP? Do they ever auto increase? 2016-07-02.png


My experience with them on CLI's has been totally negative.

 

I've been with them since December 2014 and my credit limit hasn't budged.

 

Have never had an offer of SP CLI request; have on a few occasions requested a CLI, and each time it was denied, and each time it was an EX HP.


Oh boy oh boy.....that makes me nervous.  As I stated before hope they don't treat me like WF, I spend and PIF with them and no luck. Question.. how long have you had the card and what was your starting limit?

Message 20 of 20
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