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Disappointed with Navy Approval

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AI_JMV
Regular Contributor

Re: Disappointed with Navy Approval

@Brian_Earl_Spilner  I hear you.. this was my THIRD attempt with Navy, and finally got in.  You just never know what the heck they see and dont see that drives their decision making.  Either way, I am just going to keep my head down and keep chipping away at any risk.  I am a really good girl I swear LOL. 

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 51 of 89
M_Smart007
Legendary Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007 I troll the approvals way more than I should because a) I am a masochist, and b) I like to live vicariously through others' joy Smiley Very Happy


@AI_JMV   You are Awesome!

Message 52 of 89
M_Smart007
Legendary Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007  I put over 200K through Amex cards last year, for crying out loud it was the least they could do! Smiley Very Happy


@AI_JMV  ..I think they should raise the limit on your charge cards tooSmiley LOL

I wonder what swipe fee's they made off $200K?Smiley Surprised

 

I would call and ask for a week's free stay at the Waldorf Astoria MaldivesSmiley Wink

Message 53 of 89
AI_JMV
Regular Contributor

Re: Disappointed with Navy Approval

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 54 of 89
M_Smart007
Legendary Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL


A down payment on a Ferrari?Smiley Happy

Message 55 of 89
AI_JMV
Regular Contributor

Re: Disappointed with Navy Approval


@M_Smart007 wrote:

@AI_JMV wrote:

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL


A down payment on a Ferrari?Smiley Happy


NOW YOU'RE TALKIN!

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 56 of 89
AverageJoesCredit
Legendary Contributor

Re: Disappointed with Navy Approval


@Wavester64 wrote:

@AI_JMV wrote:

@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ


Jesus, with scores like that I would expect to get approved for anything and everything. Smiley Sad

 

Chin up OP, things will get better I am sure.  Smiley Happy


I dare ya to go for a DC Power VisaSmiley Wink

Message 57 of 89
AI_JMV
Regular Contributor

Re: Disappointed with Navy Approval


@AverageJoesCredit wrote:

@Wavester64 wrote:

@AI_JMV wrote:

@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ


Jesus, with scores like that I would expect to get approved for anything and everything. Smiley Sad

 

Chin up OP, things will get better I am sure.  Smiley Happy


I dare ya to go for a DC Power VisaSmiley Wink


Sorry.. marvel 4lyfe lol.. I even have a black widow tattoo! 

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 58 of 89
SFLSpotter9210
Valued Contributor

Re: Disappointed with Navy Approval

Sorry for your disappoint with your SL on your approval. But there must be something all these creditors are seeing on your profile that they don't like. Your EQ is still showing your BK so that maybe a factor holding you back just because they don't HP EQ doesn't mean they can't SP it. NFCU is a absolute gem and those accounts will grow after you have a little time under your belt with them. Good luck with your journey with NFCU 👍. 

 

Also when I clicked on your other CC I noticed most are at lower limits. That might have played another factor in their decision. I'm no expert but, I do know one thing they will grow for sure. Look at my signature my first account was my go rewards card. Started out with 1K and at 91/3 applied for the more rewards AMEX and SL was 25k with the lowest APR. 

NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 59 of 89
Anonymous
Not applicable

Re: Disappointed with Navy Approval

AMEX. RECON. 30k!

👏🏻👏🏻👏🏻👏🏻👏🏻

Message 60 of 89
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