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@Wavester64 wrote:
@AI_JMV wrote:@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ
Jesus, with scores like that I would expect to get approved for anything and everything.
Chin up OP, things will get better I am sure.
Actually 800s see more denials than 700s at times. They're not viewed as profitable.
@AI_JMV wrote:UPDATE: THERE IS HOPE!
I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........
$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards. I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!!
Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now. woo hoo!!!
$30K is one mighty recon, congrats!
@Anonymous I ran 300k+ through all my cards last year. They might want to update their data points.
@AI_JMV wrote:
@AverageJoesCredit wrote:
@Wavester64 wrote:
@AI_JMV wrote:@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ
Jesus, with scores like that I would expect to get approved for anything and everything.
Chin up OP, things will get better I am sure.
I dare ya to go for a DC Power Visa.
Sorry.. marvel 4lyfe lol.. I even have a black widow tattoo!
I love both, Superman 4 life lol, but it was more a jab at how hatd it is to obtain the DC card . Marvel can be had for a measely 700 fico
By the bye, dat movie will be sic!
@AI_JMV Super Congrats on your Navy Fed approval,
even if it is only for $1,000. At least you're in with them.
Circling back at 91/3 for a CLI/2nd card should work out quite nicely.
By that time 1) your BK13 will have fallen off your EQ report, and
2) your Amex $30,000 BCP will be reporting as well. In addition,
you can hit up Amex for a 3X CLI at 61 days. Even if you only get
50 or 60k, that'll help to ease the pain from your Navy Fed 1k approval.
Finally, as previously mentioned Chase is radioactive when it comes
to BKs on credit files (even if they SP them). By Aug, you should be fine.
Congrats again on your Navy Fed and Amex approvals. Thanks for sharing!
@Anonymous Chase denied due to 5/24. They never pulled EQ (SP or otherwise). I asked for a recon and got a big nope.
@AI_JMV Thanks for the Chase clarification. At least now you know
why they denied you. So let's hope 3 months down the road that at least
1 of your 5 approvals falls outside the 24 month window & you can app again.
@AI_JMV wrote:UPDATE: THERE IS HOPE!
I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........
$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards. I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!!
Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now. woo hoo!!!
WoW! That's fantastic. Congratulations - I'm happy you finally got something you wanted!! Well Deserved - Enjoy!
@Anonymous wrote:
@Wavester64 wrote:
@AI_JMV wrote:@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ
Jesus, with scores like that I would expect to get approved for anything and everything.
Chin up OP, things will get better I am sure.
Actually 800s see more denials than 700s at times. They're not viewed as profitable.
@Anonymous, I am glad someone gets it
@AI_JMV wrote:UPDATE: THERE IS HOPE!
I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........
$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards. I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!!
Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now. woo hoo!!!