cancel
Showing results for 
Search instead for 
Did you mean: 

Disappointed with Navy Approval

Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

@Brian_Earl_Spilner  I think my $30,000 recon with Amex might blow a hole in your theory Smiley Wink  

 

Either way, it's ok. I'm sure it's just because I have no history with NFCU. I'll build it quickly and then I just know they will love me. Smiley Very Happy 

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 41 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

Be patient with Navy and grow your relationship. You will be pleased in the long run.

Message 42 of 89
Highlighted
Community Leader
Super Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@Brian_Earl_Spilner  I think my $30,000 recon with Amex might blow a hole in your theory Smiley Wink  

 

Either way, it's ok. I'm sure it's just because I have no history with NFCU. I'll build it quickly and then I just know they will love me. Smiley Very Happy 


Congrats on the recon. When I spoke to underwriting about 4 or 5 days ago, they said corporate just sent out notice that reconsiderations were no longer allowed for the immediate future. I'm glad to see that they will still entertain them. They shouldn't cut them off completely and I felt it was a bad decision on their part.

 

Good luck with Navy. There's something about my profile they don't like. I still haven't got a second credit product from them and I just hit 2 years. Thankfully, they've started to give CLIs on my card. Maybe one day I'll get one of those big approvals.







Message 43 of 89
Highlighted
Super Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

UPDATE: THERE IS HOPE! 

I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........  

 

$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards.  I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!! Smiley Very Happy

 

Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now.  woo hoo!!! 


Congratulations on your recon success!

Message 44 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@Brian_Earl_Spilner  I think my $30,000 recon with Amex might blow a hole in your theory Smiley Wink  

 

Either way, it's ok. I'm sure it's just because I have no history with NFCU. I'll build it quickly and then I just know they will love me. Smiley Very Happy 


@AI_JMV, $30,000 recon?  ...Wow ..just Wow ..Congrats! ..

Message 45 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@Gmood1 wrote:

@AI_JMV wrote:

UPDATE: THERE IS HOPE! 

I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........  

 

$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards.  I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!! Smiley Very Happy

 

Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now.  woo hoo!!! 


Now that was a grand slam!!! lol

Isn't it funny how quickly things can turn around for the better? This credit stuff can shake you and bring you to your knees. Then all of a sudden, take you to the mountain top!! Very happy for you!! Good job in not giving up!Smiley Very Happy


@Gmood1, Don't you just love the roller coaster ride?

 

Message 46 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

@M_Smart007  I put over 200K through Amex cards last year, for crying out loud it was the least they could do! Smiley Very Happy

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 47 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@Brian_Earl_Spilner wrote:

@M_Smart007 wrote:

@Brian_Earl_Spilner wrote:

Chase blacklists for BK for 10 years regardless of if they were included, or not. Amex is currently not doing any recons because of the current economic climate. As for Navy, recent DPs are showing they may have tightened up lately as well, with many people getting low starting limits and only $10 - 15k second cards.


@Brian_Earl_Spilner, I do beg to differ ...

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-CLI-and-new-Card/td-p/6028886


Well, I don't hang out in approvals and every navy thread I've clicked on has supported what I said. Maybe it's skewed by not reading every thread, but there sure have been a lot of disappointed with navy threads lately, much more recently than in the entire 2 years I've been here.


I  feel approvals are just as important part of the forum as any other part.

same would go for those who help people in the rebuild part of the forum, gardening too!

 

 

 

Have a nice day!

 

 

Message 48 of 89
Highlighted
Community Leader
Super Contributor

Re: Disappointed with Navy Approval


@M_Smart007 wrote:

@Gmood1 wrote:

@AI_JMV wrote:

UPDATE: THERE IS HOPE! 

I called Amex to recon the BCP, and the agent took the recon info, and sent it to UW. He told me that it might be Monday before I hear anything, and they may have to pull my credit report, yada yada.. right before we were about to get off the phone, he said wait a minute... it has just updated, and I am happy to report you have been approved!!! Wait for it..........  

 

$30,000 SL!!!!! Well, that just officially kicked my little NFCU 1k CL's butt hahahaha.... My highest limit.. FINALLY!!!! And one of my goal cards.  I AM SO FREAKING HAPPY!!!!!!! Thank you to all of you for all the support and virtual hugs.. I was so bummed this morning, but what a comeback!!! Smiley Very Happy

 

Still waiting to hear about the NFCU recon, but I think this is enough to make me very **bleep** happy for now.  woo hoo!!! 


Now that was a grand slam!!! lol

Isn't it funny how quickly things can turn around for the better? This credit stuff can shake you and bring you to your knees. Then all of a sudden, take you to the mountain top!! Very happy for you!! Good job in not giving up!Smiley Very Happy


@Gmood1, Don't you just love the roller coaster ride?

 


😂😂😂😂

Can you tell??😆

Message 49 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

@M_Smart007 I troll the approvals way more than I should because a) I am a masochist, and b) I like to live vicariously through others' joy Smiley Very Happy

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 50 of 89
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.