cancel
Showing results for 
Search instead for 
Did you mean: 

Disappointed with Navy Approval

Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

@Brian_Earl_Spilner  I hear you.. this was my THIRD attempt with Navy, and finally got in.  You just never know what the heck they see and dont see that drives their decision making.  Either way, I am just going to keep my head down and keep chipping away at any risk.  I am a really good girl I swear LOL. 

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 51 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007 I troll the approvals way more than I should because a) I am a masochist, and b) I like to live vicariously through others' joy Smiley Very Happy


@AI_JMV   You are Awesome!

Message 52 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007  I put over 200K through Amex cards last year, for crying out loud it was the least they could do! Smiley Very Happy


@AI_JMV  ..I think they should raise the limit on your charge cards tooSmiley LOL

I wonder what swipe fee's they made off $200K?Smiley Surprised

 

I would call and ask for a week's free stay at the Waldorf Astoria MaldivesSmiley Wink

Message 53 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 54 of 89
Highlighted
Mega Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL


A down payment on a Ferrari?Smiley Happy

Message 55 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval


@M_Smart007 wrote:

@AI_JMV wrote:

@M_Smart007  I've checked my spending power from time to time, and it is about 100K on my plat amex , so that's not too shabby.  Although what in the world would I spend 100k on in a single purchase? A new condo? LOL


A down payment on a Ferrari?Smiley Happy


NOW YOU'RE TALKIN!

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 56 of 89
Highlighted
Community Leader
Mega Contributor

Re: Disappointed with Navy Approval


@Wavester64 wrote:

@AI_JMV wrote:

@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ


Jesus, with scores like that I would expect to get approved for anything and everything. Smiley Sad

 

Chin up OP, things will get better I am sure.  Smiley Happy


I dare ya to go for a DC Power VisaSmiley Wink

Message 57 of 89
Highlighted
Regular Contributor

Re: Disappointed with Navy Approval


@AverageJoesCredit wrote:

@Wavester64 wrote:

@AI_JMV wrote:

@followgreatness TU: F09 805, F08 827, AAoA 14 years, 8 months. 3/12 INQ


Jesus, with scores like that I would expect to get approved for anything and everything. Smiley Sad

 

Chin up OP, things will get better I am sure.  Smiley Happy


I dare ya to go for a DC Power VisaSmiley Wink


Sorry.. marvel 4lyfe lol.. I even have a black widow tattoo! 

May 2020 EQ-715 TU-830 EX-813
UTIL: 1%
BK: 2013 (still reporting on EQ, expected off June/July) Rebuilding after BK13


Message 58 of 89
Highlighted
Established Contributor

Re: Disappointed with Navy Approval

Sorry for your disappoint with your SL on your approval. But there must be something all these creditors are seeing on your profile that they don't like. Your EQ is still showing your BK so that maybe a factor holding you back just because they don't HP EQ doesn't mean they can't SP it. NFCU is a absolute gem and those accounts will grow after you have a little time under your belt with them. Good luck with your journey with NFCU 👍. 

 

Also when I clicked on your other CC I noticed most are at lower limits. That might have played another factor in their decision. I'm no expert but, I do know one thing they will grow for sure. Look at my signature my first account was my go rewards card. Started out with 1K and at 91/3 applied for the more rewards AMEX and SL was 25k with the lowest APR. 

NFCU Flagship 23,900 Penfed PowerCash 8,750 NFCU AMEX Rewards 33,500 NFCU GoRewards 3,000
Capital One Quicksilver 6,300
Lowe’s 6,000
5/3 Truly Simple 2,300
5/3 Trio 3,200
Barclay Apple1k
Citi Rewards+ 9,100
Citi Double Cash 13,300
Citi Simplicity 4,100
PNC Core VISA 12,500
Home Depot 1,000
Discover 10,500
BB&T Rewards 4,500 BB&T Bright Card 4,500 GS Apple 5,500 Chevron 900 Fico 8 Scores EQ=760EX=755 TU=750Scores and CL current as of 05/16/20 AAoA=2years6minths AoOA=17yrs
Message 59 of 89
Highlighted
New Contributor

Re: Disappointed with Navy Approval

AMEX. RECON. 30k!

👏🏻👏🏻👏🏻👏🏻👏🏻

Scores as of 05/2020
EX FICO - no score
TU FICO - no score
EQ FICO 09 - 755

NFCU nRewards Secured Visa
Discover Secured IT
BB&T Spectrum Cash Rewards Signature Visa



Message 60 of 89
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.