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Disappointed with Navy Approval

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New Contributor

Re: Disappointed with Navy Approval

@AI_JMV  I’ll keep an eye out for it and look forward to reading, again congrats on your success...well done!

Scores as of 05/2020
EX FICO - no score
TU FICO - no score
EQ FICO 09 - 755

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Message 81 of 89
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Frequent Contributor

Re: Disappointed with Navy Approval


@AI_JMV wrote:

@GoNavy  Thank you so much.  It was the worst and best experience of my life. I never would be where I am now had I not gone through it, so I always say you never know what God has planned for us, especially when you are really going through it.  But, His plan always reveals itself one way or another. Smiley Happy I plan on posting the wholeeeee story as soon as the BK falls off EQ.  It is quite something.. check for it in the BK channel next month! Smiley Very Happy


@AI_JMV,

Will be following your story and tuning in next month to celebrate with you; not sure what the BK channel is, or where to find it, but if divorce is behind you and God brought you through it, I am in!  Congratulations again on your Amex SL and without a doubt, NAVY will bear fruit down the road, just watch and see! 

Message 82 of 89
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New Contributor

Re: Disappointed with Navy Approval


@CreditobsessedinFL wrote:

@AI_JMV wrote:

@GoNavy  Thank you so much.  It was the worst and best experience of my life. I never would be where I am now had I not gone through it, so I always say you never know what God has planned for us, especially when you are really going through it.  But, His plan always reveals itself one way or another. Smiley Happy I plan on posting the wholeeeee story as soon as the BK falls off EQ.  It is quite something.. check for it in the BK channel next month! Smiley Very Happy


@AI_JMV,

Will be following your story and tuning in next month to celebrate with you; not sure what the BK channel is, or where to find it, but if divorce is behind you and God brought you through it, I am in!  Congratulations again on your Amex SL and without a doubt, NAVY will bear fruit down the road, just watch and see! 


 

@CreditobsessedinFL  Found this in the forum topics...

 

https://ficoforums.myfico.com/t5/Bankruptcy/bd-p/bankruptcy

Scores as of 05/2020
EX FICO - no score
TU FICO - no score
EQ FICO 09 - 755

NFCU nRewards Secured Visa
Discover Secured IT
BB&T Spectrum Cash Rewards Signature Visa



Message 83 of 89
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Frequent Contributor

Re: Disappointed with Navy Approval

To the OP, in my book you're already winning with a 562K salary, congrats on that. I started with Navy at 2K making less than you (way way way  less, lol), so I know 91 days from now, you are going to surpass some big numbers. I can only dream of the 30K Cash Magnet you have. You are doing quite well. 

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($21,600), PNC Cash Rewards ($15,500), PNC Cashbuilder ($15,000), NFCU CashRewards Sig($15,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash+ ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 702, TU 709, EX 712, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 84 of 89
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Frequent Contributor

Re: Disappointed with Navy Approval


@GoNavy wrote:

@CreditobsessedinFL wrote:

@AI_JMV wrote:

@GoNavy  Thank you so much.  It was the worst and best experience of my life. I never would be where I am now had I not gone through it, so I always say you never know what God has planned for us, especially when you are really going through it.  But, His plan always reveals itself one way or another. Smiley Happy I plan on posting the wholeeeee story as soon as the BK falls off EQ.  It is quite something.. check for it in the BK channel next month! Smiley Very Happy


@AI_JMV,

Will be following your story and tuning in next month to celebrate with you; not sure what the BK channel is, or where to find it, but if divorce is behind you and God brought you through it, I am in!  Congratulations again on your Amex SL and without a doubt, NAVY will bear fruit down the road, just watch and see! 


 

@CreditobsessedinFL  Found this in the forum topics...

 

https://ficoforums.myfico.com/t5/Bankruptcy/bd-p/bankruptcy


Thank you for the directional aid, lol,  @GoNavy , it would have bitten meSmiley Happy, I am little slow on the uptake, at times, serves me right for  MYFICOing in the wee hours.  

Message 85 of 89
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Valued Member

Re: Disappointed with Navy Approval

@AI_JMV I did not burn Amex so I seriously don't know why they are being mean to me (I must admit that I have a few lates with Cap 1 from 2 years ago so maybe that's the reason) but...now that I'm with Navy I'll be ok. Smiley Happy






Message 86 of 89
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Valued Contributor

Re: Disappointed with Navy Approval

Congratulations on your approval!!!



Message 87 of 89
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Valued Contributor

Re: Disappointed with Navy Approval

 
Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


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Message 88 of 89
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Super Contributor

Re: Disappointed with Navy Approval

I understand the frustration as a 1k limit can feel completely useless, but you already took the hits to open the card, so you may as well ride it out for several months and see if it grows at all.

Message 89 of 89
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