Disco Approval

[jlitnns]

So, I nabbed my first IT card June 2017, it was a cold app and had an SL of $5.5k and has grown up to $13.5k.

I just hit my 1 year mark with it and have really enjoyed the card and the growth. Anyways, I've been doing some reading on here and seeing people go for a 2nd IT card. I hit up the pre-qual page and was pre-qual'd for all of their cards and offers. I chose to app again for the IT CB with 14 mos 0% and CB match.

Boom, approved, $15k.

I had so many new cards last year since I didn't have much history that I opened A LOT and didn't take advantage of the purchasing power because I had so many new cards with SUB's. Going to use this as exclusively as I can this next year wherever it is accepted.

EX F8: 704 (HP, instant) 

[CreditCuriosity]

Congrats.. Discover certainly likes you.

I assume you plan on combining them when you have a CLI available?

[Anonymous]

Congrats!

Interesting note: I had earlier today visited the Disco Prequal site & they pulled EX for me. Is it random, a geography thing, something else?

[CreditCuriosity]

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@Anonymous wrote:

Congrats!

Interesting note: I had earlier today visited the Disco Prequal site & they pulled EX for me. Is it random, a geography thing, something else?

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If you use pre-qual site more time than not it is experian, but obviously it appears they pulled possibly something else for OP unless he just listed his TU score or whether it was a TU pull for sure?

[Anonymous]

Congrats on approval and monster SL

[jlitnns]

Edit: I'm a liar, thanks for asking. I double checked and they did pull Exp. I'll update above.

For some reason I was thinking TU. Derp.

[jlitnns]

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@CreditCuriosity wrote:

Congrats.. Discover certainly likes you.

I assume you plan on combining them when you have a CLI available?

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Yes, planning on combining in the future. 

[Anonymous]

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@jlitnns wrote:

Edit: I'm a liar, thanks for asking. I double checked and they did pull Exp. I'll update above.

For some reason I was thinking TU. Derp.

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Maybe you were thinking TU because that's the score they give on the website for existing CC holders (such as yourself)? 

[AverageJoesCredit]

Congrats on being in Discos good Grace's.

[Anonymous]

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@jlitnns wrote:

So, I nabbed my first IT card June 2017, it was a cold app and had an SL of $5.5k and has grown up to $13.5k.

I just hit my 1 year mark with it and have really enjoyed the card and the growth. Anyways, I've been doing some reading on here and seeing people go for a 2nd IT card. I hit up the pre-qual page and was pre-qual'd for all of their cards and offers. I chose to app again for the IT CB with 14 mos 0% and CB match.

Boom, approved, $15k.

I had so many new cards last year since I didn't have much history that I opened A LOT and didn't take advantage of the purchasing power because I had so many new cards with SUB's. Going to use this as exclusively as I can this next year wherever it is accepted.

EX F8: 704 (HP, instant) 

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Congrats on the approval!!